POLL!! What is your "Goal Card".....opinion top 3 hardest cards for average person to obtain.

[wahoojack13]

Goal Card: one with a HUGE limit, LOL

Top three most difficult, im a newbie so i have no idea.

[mirachi]

LOL I wouldn't say "goal" but I'd like to get the Fidelity AMEX sometime at the end of this year/early next year.

Hardest 3 -- I'd say Simmons First, CSP, and maybe PenFed? (although from my experience, PenFed was actually much easier for me than Chase Sapphire :/)

[wahoojack13]

Im new to all this credit, so what is Simmons First? Bank? never heard of them before.

I was approved for a CHASE Freedom, is the Saphire better?

[Wolf3]

Your question makes very little sense.

What does your "Goal Card" have to do with the "top 3 hardest cardsfor average person to get".

[mirachi]

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@wahoojack13 wrote:

Im new to all this credit, so what is Simmons First? Bank? never heard of them before.

I was approved for a CHASE Freedom, is the Saphire better?

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Simmons First Visa Platinum offers one of the lowest APRs (7.25%). I say they're one of the harder ones just based on their application -- they require a mini statement of financial condition...and they give eight boxes for total income....

But yes, they're a bank in Arkansas.

I think overall Chase Freedom might be better? Sapphire just offers 2x dining (CSP offers 2x dining and travel & it's metal!). 

[wahoojack13]

Its a two part question dude.  sorry.

Question one:  what is your personal goal card??

Question two: In your opinion what are the hardest Credit cards to obtain?

is that better?

[wahoojack13]

Thank you Mirachi for the reply.  Thats good info to know.

[Wolf3]

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@wahoojack13 wrote:

Its a two part question dude.  sorry.

Question one:  what is your personal goal card??

Question two: In your opinion what are the hardest Credit cards to obtain?

is that better?

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Much better.

My goal card changes often, currently is Fidelity ( Visa Signatue or AMEX). 

I think the hardest card for average person are the Visa Signature or World MC.  They have large CL ( $5K minimum) and let you go over that as long as you pay it back in a month.  

[LS2982]

Goal card: Tie between BCE and SW RR.

Top 3 hardest:

Simmons First
AMEX centurion
JPM Palladium