Yeah, I think everybody got at least a quarter percent increase.
I will say, however, that Chase is pretty cooperative regarding APR reduction requests. They gave me one on my existing Chase card a few months ago, and without hassle. When I called to ask about the Wamu conversion timeline, the rep told me that they were ready and generally willing to work with ex-Wamulians on product changes and APR renegotiations. Everyone's mileage will vary, I'm sure, but given my previous experience, I'm not too worried.
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Might as well change my surname to Morgan-Chase.
Closed on my crazy midcentury home in July, 2012! Thanks, FHA!
Starting Score: 520