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PSECU LOVE!

Smug
Established Contributor

PSECU LOVE!

I have many small limit cards, all under 1500.00 Master card and visa included,I wanted a larger card to boost my card limits , last year opened a PSECU account and never used it, tried for a visa and was denied, so yesterday tried again and it was approved for 5K wish I would have asked for more.

My question is CLI do you have to re app in the future or just request.
I still have a few Baddies,and 17 inq on EX if anyone needs that info.
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Message 1 of 8
7 REPLIES 7
AlmostHome78
Regular Contributor

Re: PSECU LOVE!

Congrats on the higher limit.  Smiley Happy  My highest non-store card is $1750, so I would love to reach 5k soon.  Did they pull Experian exclusively for you?


Starting Score: EQ 678 (8/10/11) -- TU 678 (8/10/11) -- EX Fako 639 (9/7/11)
Current Score: EQ 685 -- TU 686 -- EX 702 (lender pull)
Goal Score: At least 720 across the board by June 2012


Take the FICO Fitness Challenge
Message 2 of 8
visorboy1974
Valued Contributor

Re: PSECU LOVE!

Reapp

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 3 of 8
grussell70
Contributor

Re: PSECU LOVE!

you will have to re-app. i was so tired of bank of america that i closed my bank account with them and i bank with psecu now and fedex credit union. i'm finished with banks i only bank with credit unions now. i have their credit card, and two auto loans with them. i love psecu. try calling them and see if they can give you a hire limit but make sure you ask them if they will have to repull your credit since they just pulled it yesterdy.


Starting Score:05/02/2010- TU-589-EQ-549
Current Score: 02/13/2012- TU-711-EQ-675-EX-735
Goal Score: TU-750-EQ-700-EX-750
Take the FICO Fitness Challenge
Message 4 of 8
gbishere
Established Contributor

Re: PSECU LOVE!


@grussell70 wrote:

you will have to re-app. i was so tired of bank of america that i closed my bank account with them and i bank with psecu now and fedex credit union. i'm finished with banks i only bank with credit unions now. i have their credit card, and two auto loans with them. i love psecu. try calling them and see if they can give you a hire limit but make sure you ask them if they will have to repull your credit since they just pulled it yesterdy.


PSECU is great! I also have the PSECU combo.. However, can't beat the rewards on the new 123 cashback card from bank of america. also get a 10% bonus for redeeming rewards into a bank of america account.

 

@Original poster- Congrats. Dont worry on the limit you can get it increased to 20k after 6 months no problem!$

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Message 5 of 8
Smug
Established Contributor

Re: PSECU LOVE!

So you don't have to reapp?
Yes they did pull EX.
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Message 6 of 8
visorboy1974
Valued Contributor

Re: PSECU LOVE!


@Smug wrote:
So you don't have to reapp?
Yes they did pull EX.

You DO have to re-app.  

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 7 of 8
-Cain-
Valued Contributor

Re: PSECU LOVE!

Congrats on your new card! $5k is not too bad. I am thinking of applying for the combo soon, just waiting for some accounts to age a bit.

Message 8 of 8
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