PSECU cli

[Tp2459]

Does anyone have any recent on info for PSECU CLI ?  A rep I spoke with was less then transparent saying it could possibly be a soft pull. Does anyone know of that is true ? 

[ocheosa]

For me it was a HP, EX-2. In my opinion well worth the pull, CC CLI +20k and was able to repurpose the HP to get a +10k CLI on my PLOC. YMMV.

[fm92555]

For me it was a few years ago, but I don't think their process has changed. They were giving a Max amount of credit to 30k. I did not know this.

I had one at 10k from 09/2018 and one at 10k from 12/2018. Asked for a CLI 11/2020 and was HP on EX, got 10k on one card. I really wanted to move the 10k to the 20k for one CL at 30k. They said I would need to close one and re-apply with HP for the increase to the other, they wouldn't move it. That is also when I learned I could not get more than the 30k among all CC credit lines.

They are not a bad CU. I have had a personal loan and a vehicle loan with them in that time and approved easily each time.

But I don't beleive they do a soft pull for anything.