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Paid off all of my CCs except one

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FireMedic1
Community Leader
Mega Contributor

Re: Paid off all of my CCs except one

Congrats. Or watch cheese melt on the grill.


Message 21 of 26
madmann26
Valued Contributor

Re: Paid off all of my CCs except one

Got an alert for EXP this morning, another CC reporting 0%.

 

That was worth 6-points for FICO 8.

 

682 EXP now.

Current FICO 9 Scores



Message 22 of 26
madmann26
Valued Contributor

Re: Paid off all of my CCs except one

Got another CC reporting paid -

 

EQ went up +5 to 684.

Current FICO 9 Scores



Message 23 of 26
madmann26
Valued Contributor

Re: Paid off all of my CCs except one

Got +1 on EQ - 685 now.

 

Got an alert that my util went down (Experian) so I logged in and looked - it's 21% now.

 

My Petal card is still reporting a 90'ish% balance and it looks like that won't update sometime between 1st-3rd.

Current FICO 9 Scores



Message 24 of 26
madmann26
Valued Contributor

Re: Paid off all of my CCs except one

TU is +9 (Fico 8).

 

I pulled my monthly report this morning to find that on Fico 9 and Fico BankCard 9 (Both CC scores), I'm back over 700 on TU again.

 

I can only imagine what my scores will do when March '24 rolls around and the Ch13 is gone and 7-8 accounts are gone. I should get close to 800.

 

Reporting util is still 21-23%.

2023-03-27 07_50_46-FICO Score 3B Report - Scores.png

Current FICO 9 Scores



Message 25 of 26
bthebuilder
Established Member

Re: Paid off all of my CCs except one

Congrats. I just paid off $549 I owed on my closed discover. Up 6 points today to 707 on Experian Fico 8 even with a new hard inquiry from Amex on the 24th. On the 5th I will finally pay off the rest of my CC debt.  $771 left down from 5.7k in Feb. 

Message 26 of 26
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