It's bonus time of the year for me. I had accumulated some debt over the last year and this morning I paid it all off, except one just because it's auto-paid every month and I didn't want my total utilization to drop to 0%.
I was at 54% total utilization and my scores were holding steady at 675-680 (actual FICOs).
Time to kick back and relax.
Outstanding, nicely done, congratulations on a great achievement!
Wow... congrats on the milestone. Be sure to report back with your new scores once all is updated at the bureaus. I love this stuff.
I will update once I see the updates to my CRs. It should be get me into the 700s without much trouble.
A year from now my ch13 falls off and that should get me closer to 800.
A year from now my ch13 falls off and that should get me closer to 800.
