Congrats! I don't keep credit card debt, but I am sure I will feel the joy once my school loans are paid off. I have about 40k in student loans that I am going start tackling this year, and finish next year if I don't go to grad school.
TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!
Zero debt is the BEST debt for sure!
Congrats on your pay off...
Congrats on paying everything off. Looking forward to doing the same thing once my big check clears this upcoming week with the bank. Over a year of high balances and now I'm finally going back down to 0% utilization.
On a related note, how long should one wait after paying off high balance cards to apply for another card? I know it sounds irresponsible, but I'm looking to replace my Best Buy rewards card with a cash back card like Chase Freedom or AMEX Blue Preferred for everyday purchases.
Congrats OP! I know all about that feeling. It's like a huge weight lifted off of your shoulders. Enjoy the score boost, and Happy New Year to you! Here's to responsible spending and minimal debt for the year to come.