@Anonymous wrote:
@Red1Blue wrote:
@NoMoreE46 wrote:
This is fairly innovative.
I know it is good but considering the Apples stature in the industry this measure does no go far. What can some one do within 4 months to credit as their plan proposes. It is possible it can be done but, some people might need more time than 4 months to rebuild their credit. I think they should introduce some thing like Amex Optima or a secured card like Discover / Citi and let people start building the relationship with Apple / Goldman. This keeps Apple customers as loyal customer base happy. Customers can get discounts from Apple for using the secured card when they purchase their product like the regular apple card. Any way Apple does have the industry to standard to bring some of these changes to card industry.
I agree. I've signed up for it last month, having had my ap declined. But nothing's happening... 🤷🏼♀️ I agree. 4 months is unlikely to be enough time. My 5 inquiries in MAR won't age to 6 months til early September. JUN will be my first CC's 1 year. 🎂 By AUG, I don't think enough will have happened by then.
Ah well.
Being a good MF Peep... I phoned.
in addition to
*No other Inquiries
*Keep paying On Time...
*they wanted my reported Credit Balances to be UNDER $500.
Now, that's likely based on my TCL as of APR when I first applied. Now that my TCL is higher, I may ask about that in 3 months.
She did let me know that hypothetically if I accomplish that sooner than the 4 months, I may qualify sooner. 🙏🏻 I'm likely to hit under $500 reporting in MAY depending on Pending Payments to clear in NFCU nRewards. But even if it doesn't work this month, I know that for JUN and may be able to get it under $499 all at reporting date.
Ohhh. My 2 CA's will need to clear before I can accomplish that <$499 credit balance.
Sharing w others in case it helps. 🙏🏻
