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Uniqua wrote:
IMO, temporary CC numbers are better and safer than using actual CC numbers when shopping online - as is Paypal. The time it takes to prove fraudulent charges are not mine is a waste of time when I could just use a temp number. Calling around canceling accounts, putting fraud alerts on CRs, signing and returning affidavits, etc. is too time consuming. Just because CCs are backed-up with fraud protections doesn't mean you won't have a hard time proving certain charges are not yours. Been there, done that. The bank eventually held me responsible for a purchase I did not make. Had to wait nearly a month to get a new CC too.
Again, I think it is a wonderful tool and I'm sure others will too. Not getting rid of it any time soon. Anywayssssss
@Anonymous wrote:Uniqua this is a very good way of being safer with your CC, BTW dont most CCC make you responsible for atleast $50 if CC is stolen and used for a fraudulent charge? Thats a pretty high fee if you ask me!
@Uniqua wrote:
IMO, temporary CC numbers are better and safer than using actual CC numbers when shopping online - as is Paypal. The time it takes to prove fraudulent charges are not mine is a waste of time when I could just use a temp number. Calling around canceling accounts, putting fraud alerts on CRs, signing and returning affidavits, etc. is too time consuming. Just because CCs are backed-up with fraud protections doesn't mean you won't have a hard time proving certain charges are not yours. Been there, done that. The bank eventually held me responsible for a purchase I did not make. Had to wait nearly a month to get a new CC too.
Again, I think it is a wonderful tool and I'm sure others will too. Not getting rid of it any time soon. Anywayssssss
@Uniqua wrote:
You know, it never ceases to amaze me. Some people always have something negative to say and/or always trying to prove others wrong.
Don't worry about my point as it obviously went over your head. Moving along!
haulingthescoreup wrote:
OK, these are public forums. And one of the reasons that we have them is for people to share their experiences.
I didn't see the previous post as an attack of any kind; just as a general warning.
The two of you have had different experiences with PayPal, and it's helpful to the rest of us to share them. No need for the personal junk, please.Its for people to share there experiences, but not tell someone they are wrong about there's! I personally know several people that have had very good experiences with PP disputes, that don't mean that everyone will have a good experience! Everyone have to realize that we are all human, we all have problems sometime (some more than others); however the people that we deal with maybe having a bad day or what have you! Just take the time to think about it, how many people have had very bad experiences with different CCC, better yet how many of us have been declined for a CC and called a backdoor number and got a terrible CSR/great CSR? The answer to this will very as to each person may have had a very different experience, some of us have called the regular numbers for recon and our problems are solved and some the back door and our problems are solved but that don't mean that because it work for one it will work for all! This is a public forum; however we all still need to be respectful to others regardless of our experiences!