So Ipaid off some credit cards, one was a secured visa that I srewed up, my CU never reported me late, but 6 months or so ago, the balance was so high that they took the security $ and closed the card, I paid it off, and it was just reported, before my credit util was 120%, now with that one being the first to report since the payoff, my score dropped 6 points. What is up with this?
Starting Score: 460
Current Score: EQ 764, TU 764, EX 740,
BOA AK AIR 30,000, Discover IT 6300, Freedom 25,300, Barclays RMC 15,660, Ring 15,000, BCE 15,000, QS17,000,AARP 15,000, ChaseFU 8,000,AND A LOT MORE!