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PayPal credit - Sync - hidden or not?

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K-in-Boston
Credit Mentor

Re: PayPal credit - Sync - hidden or not?

My statement closed a few days ago and it doesn't look like it's reporting.  I'd welcome it showing up if the original BillMeLater opening date was used, but certainly don't want it to if Synchrony uses a 2018 opening date.

Message 11 of 30
kcos194
Regular Contributor

Re: PayPal credit - Sync - hidden or not?

DW has a PayPal Credit account and statement cut this week, still hidden as well. I do think that it's extremely important to make sure people posting about it being hidden or not are discerning between actual PayPal Credit (old school Bill Me Later, no physical card, no MasterCard affiliation) vs. the PayPal extras MC or cash back MC.

 

As was mentioned earlier a 10k limit for paypal credit does seem high. From my experience, the application for PayPal credit results in a HP with the burearus, but nothing else reports unless something negative occurs with them. Just my $.02 

Message 12 of 30
outofcredit
Established Contributor

Re: PayPal credit - Sync - hidden or not?


@kcos194 wrote:

DW has a PayPal Credit account and statement cut this week, still hidden as well. I do think that it's extremely important to make sure people posting about it being hidden or not are discerning between actual PayPal Credit (old school Bill Me Later, no physical card, no MasterCard affiliation) vs. the PayPal extras MC or cash back MC.

 

As was mentioned earlier a 10k limit for paypal credit does seem high. From my experience, the application for PayPal credit results in a HP with the burearus, but nothing else reports unless something negative occurs with them. Just my $.02 


My post concerns PayPal Credit (formerly BML) initially issued thru Comenity.  I have both but the MC has never been a hidden tradeline and was issued originally from Synchrony.


Instead of waiting for the storm to pass, I've learned to dance in the rain.
Message 13 of 30
Shadeestill
New Contributor

Re: PayPal credit - Sync - hidden or not?

My statement just posted a few days ago and I haven't had a new TL pop up yet. Crossing my fingers it stays hidden.
Starting 07/01/2018




Current Scores



Message 14 of 30
Pikaboo-icu
Valued Contributor

Re: PayPal credit - Sync - hidden or not?


@ndjim75 wrote:

I applied and was approved for 10k SL on 7/1. HP inquiry reported from TU on same day. New account/tradeline reported to TU and EQ on 7/3 and reported to EX on 7/4. Certainly not hidden on my reports unfortunately.


 

My PP Credit statement closed and it isn't reporting..

 

 

Is it possible that newly opened lines will report but the older accounts will remain hidden? Sort of grandfathered in prior to the change. 

CHEERS

  


Message 15 of 30
coldfusion
Community Leader
Mega Contributor

Re: PayPal credit - Sync - hidden or not?


@Pikaboo-icu wrote:

@ndjim75 wrote:

I applied and was approved for 10k SL on 7/1. HP inquiry reported from TU on same day. New account/tradeline reported to TU and EQ on 7/3 and reported to EX on 7/4. Certainly not hidden on my reports unfortunately.


 

My PP Credit statement closed and it isn't reporting..

 

 

Is it possible that newly opened lines will report but the older accounts will remain hidden? Sort of grandfathered in prior to the change. 

CHEERS


There could be some grey area, this particular application and approval took place on 7/1 whereas the official transition happened on July 2nd.

 

(2/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 16 of 30
peghede
Valued Contributor

Re: PayPal credit - Sync - hidden or not?

still hidden here to m8s,

Message 17 of 30
konupe3
Valued Member

Re: PayPal credit - Sync - hidden or not?

Statement cut a few days ago and nothing on my report yet. Hoping it stays that way. I obtained the credit via comenity two months ago. 

Fico Plus Scores: EX: 735 EQ:744 TU: 743
Message 18 of 30
Anonymous
Not applicable

Re: PayPal credit - Sync - hidden or not?

YES still hidden now.

Message 19 of 30
Anonymous
Not applicable

Re: PayPal credit - Sync - hidden or not?

My account is still hidden. There was a statement that when a payment is made that a minimum payment will be applied to all purchases. 

 

"We've changed how PayPal Credit works.

You still get No Interest if paid in full in 6 months on purchases of $99 or more. What changed? A minimum monthly payment now applies to all purchases. This is included in your minimum payment due." 

 

Not sure how this will work. 

Message 20 of 30
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