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Including Sync. A lot, including me will payoff and close rather then have a 3 month old account appear outta nowhere.... Which is a bummer cause I had BillmeLater since 2012. If they would report the full history I would love to keep it, but alas PayPal and I have reached the end of our journey together.
@slither43 wrote:I guess I don't feel quite as bad now considering it actually was a new acct for me. Kinda feel for the people who have had it for years and now it will basically report as a new acct anyway
Yeah... that’s just going to be awful when people get those credit alerts.
I suppose what remains to be seen is whether SYNCB will report the original open date on CRs. While some of the [PPC community] info shared upthread implies the entire credit history will not be provided prior to September 2019, it's possible that such history may reflect as N/A? I guess we'll see how PPC reports in the next few months
Ok, so I just Got (2) Karma Alert's
so I checked all (3) Major CRA's, They Changed My old PayPal Extra's Mastercard title from Saying Pay Pal to what you see
in the Pictures. My Guess is they are clarifying before they report, just a guess. so far NO Pay Pal Credit Account Reporting.
my promotional Finance period ends in September, I believe They stated They will begin Reporting Sept. 19th?
i will have to go back and read again? (I may edit this to reflect such)
So Far TU and EQ are showing the change in The Credit Card Title "Verbage" again NOTHING being Reported on The Hidden TL.(Yet)
The (2) Pictures are For The Synch Pay Pal "CREDIT CARD" and NOT The Hidden TL.
I agree, That if they don't report the opening date, I will be Disputing as Being Reported Wrong,
I am not looking Forward to this, maybe we should ALL start Calling Synchrony Bank, and stating that,
if they Report incorrectly, that we will close our accounts.
any thoughts from the Experts on incorrect reporting?
what would be our recourse on incorrect Reporting?
I personally am Going To Call A Synch Supervisor, should we start sending Letter's to The EO's Office Now?
if it reports as a "NEW" account, for Most, this will affect our age of Youngest, Oldest and ALL Accounts.
sorry for Typo's, not fully awake yet.
As of today (5.21.19), My PPC account is not reporting to any of the CRA. I called PPC about the potential reporting and the CSR confirmed that they will start to report next when Sync completes the takeover. They could not confirm what "date opened" date they will use. They should know more in the next couple of weeks. They should use the actual date you opened the account, which would be beneficial in my case.
@sjt wrote:As of today (5.21.19), My PPC account is not reporting to any of the CRA. I called PPC about the potential reporting and the CSR confirmed that they will start to report next when Sync completes the takeover. They could not confirm what "date opened" date they will use. They should know more in the next couple of weeks. They should use the actual date you opened the account, which would be beneficial in my case.
Thank You For The Update!!!