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PayPal credit no longer a hidden tradeline??

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RSX
Valued Contributor

Re: PayPal credit no longer a hidden tradeline??

I am curious to find out when I opened it.  I checked on the site today, and can’t seem to find it anywhere.

 

i hope it does hit my reports with the orig date.   (It is an old BillMeLater)

Dec 16/2019. EX. 721. EQ. 723. TU 746
Jan 25/2024 EX. 774 EQ. 751 TU 758
Inq. EX 2 EQ 3 TU 6 - - CC 2x24, 0x12
Amex BCP $35k - Apple GS $21k - BMW/Elan $19k - Cap1 QS $16.7k - Chase Amazon $13.6k - Chase Bonvoy Bountiful $10k - Chase United Club Infinite $26k - Citi CustomCash $3k - Citi DC $14.5k - CreditUnion1 $9k - DiscoverIT $31.5k - PayBoo - $15.6k - Penfed Gold - $19.3k - USB AltitudeGO -$19k- USBank Cash+ -$25k - PenFed LOC - $20k - USB LOC - $15k
Message 141 of 146
ChargedUp
Senior Contributor

Re: PayPal credit no longer a hidden tradeline??

Mine still hasn't shown up on any reports. I have a zero balance on it so if it did report, it would just be UTL padding. If they try to report it as a new account, I'll close it.

Message 142 of 146
Roy-Batty-6
Valued Member

Re: PayPal credit no longer a hidden tradeline??

I've had the PayPal Credit account for about a year now, and the TL doesn't show up on my CRs. I wish it would because I have a hefty CL.

 

Maybe it'll show up the next time I accept one of the CLIs.

 

Thanks for the info though.

Starting Score: 447 - 5/2019, FICO 9 by Wells Fargo
Current Score: 732 - 1/2022, FICO 9 by Wells Fargo
Goal Score:770


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4/2022
Message 143 of 146
M_Smart007
Legendary Contributor

Re: PayPal credit no longer a hidden tradeline??


@ChargedUp wrote:

Mine still hasn't shown up on any reports. I have a zero balance on it so if it did report, it would just be UTL padding. If they try to report it as a new account, I'll close it.


If you close it, it still reports, but you will lose the open CL Utilization. I know the reaction is to close it.

but you will not gain anything by doing so. take a step back and think about it. JMHO

 

And yes, Almost all of us get emotional ..when it comes to credit.   .been there, got the T shirt.Smiley Indifferent

 

 

Message 144 of 146
AverageJoesCredit
Legendary Contributor

Re: PayPal credit no longer a hidden tradeline??

Times almost upSmiley Happy. This will be a fun time in Ficoland. Wonder what wins, more Apple approvals or more PPC closures?Smiley Wink
Message 145 of 146
M_Smart007
Legendary Contributor

Re: PayPal credit no longer a hidden tradeline??


@AverageJoesCredit wrote:
Times almost upSmiley Happy. This will be a fun time in Ficoland. Wonder what wins, more Apple approvals or more PPC closures?Smiley Wink

Message 146 of 146
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