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PayPal mc invitation to apply pops up when I log in

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Frequent Contributor

PayPal mc invitation to apply pops up when I log in

That doesn't sound like pre approval does it. Anyone get this screen and was approved?
bb&t cash rewards, 8k balance3.4k k
bb&t bright 8k balance 5.9 k mostly balance transfers
cap 1 qs1 500 balance 0
first premier 400 balance 0
credit one 450 balance 0
jared/genisis 300 balance 0
target 300 balancE 0
AOAA ONLY 7 MONTHS OLDEST ACC 16MONTHS
INQS EQ 25 TU 25 EX 15
FICO 08 EQ 685 TU 704EX 677
FICO 09 EQ 690 TU 673 EX 690
MORTGAGES EQ 683 TU 684 EX 704
NO NEGATIVES
FUTURE GOAL CARDS , SAVOR . FREEDOM AND DISCOVER


ALL FILES ARE CURRENTLY FROZEN
Message 1 of 17
16 REPLIES 16
Established Contributor

Re: PayPal mc invitation to apply pops up when I log in

Aren't you supposed to be gardening?

500K+ TCL / 800+ FCOs
Message 2 of 17
Super Contributor

Re: PayPal mc invitation to apply pops up when I log in

Yeah, I got it and applied. Approved for $700 with a 595 TU. Probably because of my thick file because most people with scores close to mine get $300, and from what I read, I'm the first known approval with a sub-600 score.








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Message 3 of 17
Moderator

Re: PayPal mc invitation to apply pops up when I log in


@gramps52 wrote:
That doesn't sound like pre approval does it. Anyone get this screen and was approved?

It is a marketing solicitation to apply, not a pre-approved offer OP.  I get them all the time despite of already having both PayPal and eBay MCs.

Message 4 of 17
Frequent Contributor

Re: PayPal mc invitation to apply pops up when I log in

Yes sir I'm supposed to be .I logged in to PayPal and it just popped up.i don't think I would stand a chance because of new accounts and inquires
bb&t cash rewards, 8k balance3.4k k
bb&t bright 8k balance 5.9 k mostly balance transfers
cap 1 qs1 500 balance 0
first premier 400 balance 0
credit one 450 balance 0
jared/genisis 300 balance 0
target 300 balancE 0
AOAA ONLY 7 MONTHS OLDEST ACC 16MONTHS
INQS EQ 25 TU 25 EX 15
FICO 08 EQ 685 TU 704EX 677
FICO 09 EQ 690 TU 673 EX 690
MORTGAGES EQ 683 TU 684 EX 704
NO NEGATIVES
FUTURE GOAL CARDS , SAVOR . FREEDOM AND DISCOVER


ALL FILES ARE CURRENTLY FROZEN
Message 5 of 17
Super Contributor

Re: PayPal mc invitation to apply pops up when I log in


@gramps52 wrote:
Yes sir I'm supposed to be .I logged in to PayPal and it just popped up.i don't think I would stand a chance because of new accounts and inquires

FWIW, Sync doesn’t care about either of those for approvals. They do care when it comes to CLI requests (I’m still getting shot down on my PayPal Cashback 7 months in because and the reason is too many inquiries) but I would be shocked if Sync didn’t approve you with the scores in your sig. 700 is the mark where they tend to open the purse strings. 

Since you’re gardening, I would just do that and app when you get an offer that has a SUB. They go out sometimes and can be a combination of $25-$100 and/or 0% intro APR periods. The PayPal Cashback doesn’t normally have either. 


Scores 1/2019:
Scores 9/2019:

Hover over my cards to see my limits!
Goal cards: Does it look like I really need any more cards? My goal is to garden until 2/2020.
Message 6 of 17
Frequent Contributor

Re: PayPal mc invitation to apply pops up when I log in

Yea I'm really not interested in synch I think im blacklisted because of a old g e money Walmart account I can't get a approval for any other synch card or a cli on Walmart they refuse to do a AR on Walmart and keep using Feb 2019 scores of 633 when if fact im at 716 currently
bb&t cash rewards, 8k balance3.4k k
bb&t bright 8k balance 5.9 k mostly balance transfers
cap 1 qs1 500 balance 0
first premier 400 balance 0
credit one 450 balance 0
jared/genisis 300 balance 0
target 300 balancE 0
AOAA ONLY 7 MONTHS OLDEST ACC 16MONTHS
INQS EQ 25 TU 25 EX 15
FICO 08 EQ 685 TU 704EX 677
FICO 09 EQ 690 TU 673 EX 690
MORTGAGES EQ 683 TU 684 EX 704
NO NEGATIVES
FUTURE GOAL CARDS , SAVOR . FREEDOM AND DISCOVER


ALL FILES ARE CURRENTLY FROZEN
Message 7 of 17
Super Contributor

Re: PayPal mc invitation to apply pops up when I log in


@gramps52 wrote:
Yea I'm really not interested in synch I think im blacklisted because of a old g e money Walmart account I can't get a approval for any other synch card or a cli on Walmart they refuse to do a AR on Walmart and keep using Feb 2019 scores of 633 when if fact im at 716 currently

It’s not at all uncommon for creditors to put you in a CLI freeze for awhile when you get approved with borderline scores. February is not even 6 months. I think you’re being a bit unreasonable with your expectations of them. They’re still getting to know you. 


Scores 1/2019:
Scores 9/2019:

Hover over my cards to see my limits!
Goal cards: Does it look like I really need any more cards? My goal is to garden until 2/2020.
Message 8 of 17
Frequent Contributor

Re: PayPal mc invitation to apply pops up when I log in

Probably so
bb&t cash rewards, 8k balance3.4k k
bb&t bright 8k balance 5.9 k mostly balance transfers
cap 1 qs1 500 balance 0
first premier 400 balance 0
credit one 450 balance 0
jared/genisis 300 balance 0
target 300 balancE 0
AOAA ONLY 7 MONTHS OLDEST ACC 16MONTHS
INQS EQ 25 TU 25 EX 15
FICO 08 EQ 685 TU 704EX 677
FICO 09 EQ 690 TU 673 EX 690
MORTGAGES EQ 683 TU 684 EX 704
NO NEGATIVES
FUTURE GOAL CARDS , SAVOR . FREEDOM AND DISCOVER


ALL FILES ARE CURRENTLY FROZEN
Message 9 of 17
Valued Contributor

Re: PayPal mc invitation to apply pops up when I log in


@gramps52 wrote:
That doesn't sound like pre approval does it. Anyone get this screen and was approved?

It is just marketing. I get the popup once a week on my PayPal account and an email for the card every other week.






Message 10 of 17
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