My paycheck is pending in my bank right now. With this paycheck I'll pay off 3 of my cards to ZERO balances (I like my new job's salary). After that, I'll have to wait about a week for my updated balances to report. It will take a little while to pay my other cards back to my ideal 1-9% UTIL but I shouldn't have too much longer until I'm out of the worst of the UTIL hits then I'll look into maybe getting my Hilton Honors card with Citi and will app for my corporate AMEX card.
Congrats on the great comeback. Thanks for sharing, its always great to hear positive feedback on a credit journey.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
@Duncanrr wrote:My paycheck is pending in my bank right now. With this paycheck I'll pay off 3 of my cards to ZERO balances (I like my new job's salary). After that, I'll have to wait about a week for my updated balances to report. It will take a little while to pay my other cards back to my ideal 1-9% UTIL but I shouldn't have too much longer until I'm out of the worst of the UTIL hits then I'll look into maybe getting my Hilton Honors card with Citi and will app for my corporate AMEX card.
That is awesome. I've been sitting at 0-1% util for a while now. It feels good 
P.S. no Duck or Beaver Card?
AWESOME!!! you're doing great!
Good news! Congrats!
Congrats
Thanks everyone. I hated my UTIL had to go up to where it did. But that's life. Ultimately no long term damage as I learned my lessons.
@armbenderc. Nope. No duck or beaver. Why would I need when I have a Navy in my wallet
(25k NFCU Siggy Flagship visa)
@armbenderc. Nope. No duck or beaver. Why would I need when I have a Navy in my wallet
(25k NFCU Siggy Flagship visa)
Some of my earlier payments must had already posted. Just got SW Alert. Score jumped! (Ive almost gained all the ground I lost so I'm assuming something else is factoring in with this).
EQ is now 682! Up from 667 of just a couple days ago. (Nice 15 pt gain)
@Duncanrr wrote:Some of my earlier payments must had already posted. Just got SW Alert. Score jumped! (Ive almost gained all the ground I lost so I'm assuming something else is factoring in with this).
EQ is now 682! Up from 667 of just a couple days ago. (Nice 15 pt gain)
Congrats on that score jump! And I hope today is payday
It is . I just paid $3,000 on credit card debt across 4 cards. Two of these are now zero balance. Ill pay the third to zero balance next week. This will bring my total cc debt payments to $3,600 over a one week period.
. I just paid $3,000 on credit card debt across 4 cards. Two of these are now zero balance. Ill pay the third to zero balance next week. This will bring my total cc debt payments to $3,600 over a one week period.