Paying credit card while charges are pending

[Anonymous]

Hi all - Some good folks here have advised that Chase does mid-cycle reporting if you pay the card down to $0 so I want to so. However I still have a charge pending from the weekend. Do you think I should just pay the current amount showing as the balance or the total amount of the current AND pending charges? Or, should I wait til the pending charges post and pay then? Thanks in advance for offering your thoughts!

[Anonymous]

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@Anonymous wrote:

Hi all - Some good folks here have advised that Chase does mid-cycle reporting if you pay the card down to $0 so I want to so. However I still have a charge pending from the weekend. Do you think I should just pay the current amount showing as the balance or the total amount of the current AND pending charges? Or, should I wait til the pending charges post and pay then? Thanks in advance for offering your thoughts!

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Just wait until the pending charges post.  No point in doing double payments

[Anonymous]

Ok thanks for your response!

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@Anonymous wrote:

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@Anonymous wrote:

Hi all - Some good folks here have advised that Chase does mid-cycle reporting if you pay the card down to $0 so I want to so. However I still have a charge pending from the weekend. Do you think I should just pay the current amount showing as the balance or the total amount of the current AND pending charges? Or, should I wait til the pending charges post and pay then? Thanks in advance for offering your thoughts!

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Just wait until the pending charges post.  No point in doing double payments

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[Callandra]

I *think* Chase will allow you to overpay (so you could pay the full amount at once if you add up your posted and pending charges). 

[Jansroom726]

I overpay - meaning, I add in my pending charges that I know are going to post.

That way, when they do - I have a 0 balance.