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@longtimelurker wrote:
@Anonymous wrote:Spending isnt an issue. Also the CapOne has a 25% APR and the Discover 18%.
Well, something is at least a small issue. She has $3,500+ in credit card balances at quite high interest and is debating how to pay off just some of it. If she has the funds, she should pay both off, very little is going to offer a better return.
She is roughly looking to spend around 2300 on these balances to reduce them. I was just wondering if better to pay one in full or pay a bulk of both.
I'd suggest paying off the CapOne and putting it away for a long while. Also, maybe you can call in to reduce the APR ?