Paypal 2% Mastercard now publicly available

[Anonymous]

Received an e-mail today saying that I should receive the card in 2-5 days and that it should be in my paypal account for use already. It's not in my account just yet. Wonder what tier I fall under. If I can believe the free transunion score from Discover, my score was 762 last month.

[Anonymous]

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@Anonymous wrote:

Received an e-mail today saying that I should receive the card in 2-5 days and that it should be in my paypal account for use already. It's not in my account just yet. Wonder what tier I fall under. If I can believe the free transunion score from Discover, my score was 762 last month.

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Did you not get an approval email stating your CL and APR?

[Anonymous]

No, did not get an approval e-mail at all. Which I thought was strange. When I applied, they asked to call in to verify somethings. They told me over the phone that I was approved for $5k after asking me some questions. Don't remember hearing my APR. The only other confirmation I had that I was approved was the alerts I got from Experian that a new card was open on my credit report from with a $5k limit from SYNCB/PAYPAL EXTRAS MC :/

[Royalbacon]

Got instant approved! Some data points

649 TU score according to Credit Karma

17% Utilization

about 32k Annual income

About 86k in available credit across all my cards

23 inquiries, 15 of them are within the past 12 months.

22 total accounts, 1 is an auto loan and 1 is an unsecured loan, and the rest are credit cards

10 are less then a year old, and 6 of those 10 are less then 6 months old

11 Months AAOA

 

[Royalbacon]

Also forgot to add I have Paypal credit as well with a $3300 limit on the same Paypal account.

Also I can add I opened a Dicks Sporting Goods $300 limit, TJ Maxx $400 limit and JCPenney card with $900 limit. All 3 were opened in the past couple months, and none were the Mastercard version. Guess I got lucky on the Paypal Mastercard thankfully! Thank you Synchrony!

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@Royalbacon wrote:

Got instant approved! Some data points

649 TU score according to Credit Karma

17% Utilization

about 32k Annual income

About 86k in available credit across all my cards

23 inquiries, 15 of them are within the past 12 months.

22 total accounts, 1 is an auto loan and 1 is an unsecured loan, and the rest are credit cards

10 are less then a year old, and 6 of those 10 are less then 6 months old

11 Months AAOA

 

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[Anonymous]

Has anyone received their card yet? Thought mine would be here yesterday.

[Anonymous]

So weird, when i log into my paypal, a message/picture of this new card comes up and says to "click here" to learn more.  When i click, it takes me to the next window which then says:

We are unable to process your request for the PayPal MasterCard*.

If you are responding to a preapproved offer, you will be provided with additional information.

*The PayPal MasterCard is issued by Synchrony Bank pursuant to a license by MasterCard International Incorporated.

[DaveInAZ]

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@Anonymous wrote:

So weird, when i log into my paypal, a message/picture of this new card comes up and says to "click here" to learn more.  When i click, it takes me to the next window which then says:

We are unable to process your request for the PayPal MasterCard*.

If you are responding to a preapproved offer, you will be provided with additional information.

*The PayPal MasterCard is issued by Synchrony Bank pursuant to a license by MasterCard International Incorporated.

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Do you have PayPal Credit? (kinda looks like it in your sig). If you do you can't also have PayPal Mstercard from Synchrony, it's one or the other.

[Anonymous]

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@DaveInAZ wrote:

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@Anonymous wrote:

So weird, when i log into my paypal, a message/picture of this new card comes up and says to "click here" to learn more.  When i click, it takes me to the next window which then says:

We are unable to process your request for the PayPal MasterCard*.

If you are responding to a preapproved offer, you will be provided with additional information.

*The PayPal MasterCard is issued by Synchrony Bank pursuant to a license by MasterCard International Incorporated.

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Do you have PayPal Credit? (kinda looks like it in your sig). If you do you can't also have PayPal Mstercard from Synchrony, it's one or the other.

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Not true. I had Paypal Credit when i applied and was approved. Paypal stated on their support pages they were working to allow multiple credit products. I even posted a screenshot earlier in this thread showing you can have both.

[Anonymous]

Umm, interesting...not that I'm going to apply.  

It would be nice to have another 2% cash back card.  My #1 now is the Fidelity Visa which is giving me $50/month just on my bills.

Thanks both!