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Paypal Approval

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Contributor

Paypal Approval

Just applied for a Paypal Extras/GEMB card and was approved with a $500 CL. Had to call the 800# for additional verification due to placing alerts on my CRs. No idea what CB they pulled yet.. But will be glad to finally be able to cancel my First Premier card.

 

Couple of questions:

* How generous is GEMB with CLIs?

* How soon can I get a CLI?

 

Message 1 of 19
18 REPLIES 18
Epic Contributor

Re: Paypal Approval

4 billing cycles

no they suck at CLI, probably very small

Message 2 of 19
Moderator Emeritus

Re: Paypal Approval

 


@introvert wrote:

Just applied for a Paypal Extras/GEMB card and was approved with a $500 CL. Had to call the 800# for additional verification due to placing alerts on my CRs. No idea what CB they pulled yet.. But will be glad to finally be able to cancel my First Premier card.

 

Couple of questions:

* How generous is GEMB with CLIs?

* How soon can I get a CLI?

 


I'm interested in hearing about this, as well. I'm strongly considering replacing First Premier with Paypal Extras towards the end of this year, after my recent inquiries fall off. The FP card is the one that my husband uses for all of his purchases and I want to replace it with something better... something with no AF that offers some sort of rewards. He uses Paypal quite a bit, so this seems like it would be a good option for him.

 


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Message 3 of 19
Epic Contributor

Re: Paypal Approval

Paypal would be great replacement for FP (heck, anything would be!)

also Bill Me later (but don't believe that reports)

Message 4 of 19
Super Contributor

Re: Paypal Approval

Congrats. It is not a bad card. I started with $600 CL and now it is at $3200 CL after cli requests every 4 months.

Message 5 of 19
Frequent Contributor

Re: Paypal Approval


@introvert wrote:

Just applied for a Paypal Extras/GEMB card and was approved with a $500 CL. Had to call the 800# for additional verification due to placing alerts on my CRs. No idea what CB they pulled yet.. But will be glad to finally be able to cancel my First Premier card.

 

Couple of questions:

* How generous is GEMB with CLIs?

* How soon can I get a CLI?

 


  

I got the card back in March. They started me with $2,000 and gave me an auto increase of $1,000 either in August or September so up to 3k now.

I've never requested an increase and haven't seen the option to do so when I log in.

 

Their APR is ridiculous. Mine is 24.99%, my highest APR ever. I've used the card less than 5 times since I got it and won't ever use it if I need to carry a balance.

 

 

 


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Goal Score: 760


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Message 6 of 19
Contributor

Re: Paypal Approval

I started with $2000 and they gave me an auto CLI to $6000 after 4 months.


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Message 7 of 19
Contributor

Re: Paypal Approval

Update: Ugh. Was wondering when paypal's site was going to update and show me additional access. 

 

Apparently I was approved for "Smart Connect". I applied for the MC. The service rep who I spoke to on the phone did not mention either one of them. He just said I was approved and gave me an amount. I'm a bit disappointed.

 

Any way to get them to recon? Change the account?

Message 8 of 19
Senior Contributor

Re: Paypal Approval

 


@introvert wrote:

Update: Ugh. Was wondering when paypal's site was going to update and show me additional access. 

 

Apparently I was approved for "Smart Connect". I applied for the MC. The service rep who I spoke to on the phone did not mention either one of them. He just said I was approved and gave me an amount. I'm a bit disappointed.

 

Any way to get them to recon? Change the account?


The application is for both, I don't think you can apply exclusively.   I was approved for Smart Connect in December.    I am hopeful that it will get upgraded in the future.

 

Message 9 of 19
Contributor

Re: Paypal Approval

Is Smart connect reported? If so, as what? An installment or revolving account?

Message 10 of 19
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