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Paypal Approval

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Established Member

Re: Paypal Approval

Smart connect is reported the same as a CC. If you have/apply for the paypal debit card, you can link it to charge to your smart connect account (when your paypal balance is $0). Just like using a CC and you get 1% cash back.

Message 11 of 19
New Member

Re: Paypal Approval

Approved for Paypal card with $400 CLI. Had to call for second part of the app process.

 

EQ 610 TU 624 EX (FAKO) 703

 

I did not get a Equifax pull, don't know about the other two yet.

6/11/11 - EQ 609 TU 624 EX 703
7/12/2011 - EQ 641 TU ??? EX ???
Message 12 of 19
Valued Contributor

Re: Paypal Approval

I was approved for the SmartConnect with a CL of  $800 - big deal!  LOL....

 

I did tie this to the PayPal Debit Card for the 1% cash back. This comes as a credit to your PayPal account.

 

The APR is super high and the CL is low, so in my case, I only use this combination for eBay related stuff. And, I push the payment to them so it credits right away rather than wait for them to pull... They can be a bit on the slow side.

 

For the most part, it just sits......

 

Ray

Ray

** Every Card has a Job, and Every Card does its Job **
Message 13 of 19
New Member

Re: Paypal Approval

Be careful... My smart connect account was closed after six months because a payment was returned...that was the reason. other than that, my payments was on time with no lates.

Message 14 of 19
Contributor

Re: Paypal Approval

After 5 months decided to apply for a CLI earlier last week. I usually keep the balance very low, maybe $40 reported but usually at $0. I applied through the paypal "request CLI" button on the website. It was a soft pull, did not receive a response through the webpage. Ended up receiving a letter via snail mail a few days later stating that the CLI was declined due to: too many new accounts, a derogatory TL and balance on one or more accounts.

 

Smart Connect is slow to process payments, often taking 3 days roughly when submitting the payment via paypal.com. I have billpay set up through a few bank accounts.. That usually ends up taking 4 or 5 days to process.

Message 15 of 19
Valued Contributor

Re: Paypal Approval

For me, the payments has always posted right away....

 

Ray

Ray

** Every Card has a Job, and Every Card does its Job **
Message 16 of 19
Frequent Contributor

Re: Paypal Approval

My GEMB cards (Lowe's and JCP) always take a couple of days to show the payment online, but the payment is out of my bank account within 48 hours.

-----------------------
My favorite card right now: Fidelity Investment Rewards Visa Signature
Message 17 of 19
Established Member

Re: Paypal Approval

I also just got the Paypal Extras MC. I was approve instantly for 6,000 and they pulled TU.

Message 18 of 19
Valued Contributor

Re: Paypal Approval

I just logged on to PayPal to make sure my last payment posted. It did...

 

I also noticed they gave me a $200 CLI to $1000.00! Did not ask for this.

 

Small I know - but at least a CLI!

 

Ray

Ray

** Every Card has a Job, and Every Card does its Job **
Message 19 of 19
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