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now that paypal cashback mc just announced that they will forego ftf, how do you guys feel about this card now?
i was looking for a 2% card (decided to just use blispay for >$199 purchases. i slipped up and got charge a purchase interest fee about 5 months ago while i was enjoying my vacation. i know. smh). penfed was at the top of my list but with this news from paypal, i'm highly considering it now. only worry is i haven't keep up with synchrony 'news' - CLD and stuff (i don't have a single card with them). also, how synchrony reacts when one uses their card abroad. do they even have one with no ftf in their lineup?
anyway here are 'pros':
2% on everything
no af
no ftf *starting next month
no minimum threshold for easy redemption
cons:
it's paypal AND synchrony?!?
care to share some thoughts? thanks in advance!
I have it and it’s my favorite so far.
I rejoice whenever I hear of a credit card eliminating foreign transaction fees. I wish they would all do so.
This is good news, indeed!
Synchrony removed the FTF from the Sam's Club MasterCard last February (2016) so the Paypal MasterCard isn't breaking new ground in that regard, but it's still a very welcome change.
Sam's Club MasterCard FTF thread: http://ficoforums.myfico.com/t5/Credit-Cards/Sam-s-Club-MC-no-FTF-after-3-1-16/td-p/4468134
Good deal for sure for those with the card.. They are doing everything to win people over for this card!
Too bad Synchrony wont let you PC your Paypal Extra MC to the Cashback card. Sigh
yay! bf has this card as his 2nd card and loves it!
Good news! We are making a change to the benefits on your PayPal Cashback Mastercard. Effective for transactions made on or after October 31, 2017, we will no longer charge any Foreign Transaction Fees to your credit card account. What does this mean for you? You will be able to use your PayPal Cashback Mastercard anywhere in the world that Mastercard is accepted without having to pay an additional fee starting on October 31, 2017.
Just got that email today. I hope this is the right section. Another good reason for you to apply for this card if you don't have it
That's very good news...defnitely sweetens the deal.
@CreditCuriousity wrote:
Good deal for sure for those with the card.. They are doing everything to win people over for this card!
@Meanmchine wrote:Too bad Synchrony wont let you PC your Paypal Extra MC to the Cashback card. Sigh
I read CC's comment, and thought the EXACT same thing Meanmchine....