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Paypal Credit and Paypal MC: CLI expectations

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Paypal Credit and Paypal MC: CLI expectations

I have had a Paypal Credit account for 3 months, and Paypal MC for a little over a month. For some reason I didn't have a statement cut on the MC even though it showed a due date of 6/17 with no payment due. I guess the first statement wil cut any day now and be due 7/17.

 

I love Paypal Credit! Have never seen any link for a CLI.

 

The typical Synchrony luv button shows on the MC. I have yet to hit it, but like a mermaid to a sailor at see, the siren song is in my ears.

 

I have read scattered accounts of needing to wait until the 4th statement cuts prior to requesting a CLI. Is this in fact the case? Does this Paypal MC grow like other Synchrony cards?

 

Are CLI requests available for Paypal credit online? I know I haven't seen any, but they may just be turned of for me.

 

Thanks for any responses!



“If you don’t know, the thing to do is not to get scared, but to learn.” – Ayn Rand
Message 1 of 19
18 REPLIES 18
Community Leader
Senior Contributor

Re: Paypal Credit and Paypal MC: CLI expectations

Paypal MC "usually" will give you an increase at 4 months ( although some may have gotten earlier) , this synch card usually runs the 4 cycle CLI.

 

Paypal credit does not offer a CLI option, but now that the tradeline will not be hidden and synch fully takes over, who knows we may see a "CLI" button. I think alot will welcome it, but alot of others would prefer the tradeline to stay hidden if we had a choiceSmiley LOL

EXP 760 TU 781 EQ 733
Message 2 of 19
Established Contributor

Re: Paypal Credit and Paypal MC: CLI expectations


@Jnbmom wrote: ... alot of others would prefer the tradeline to stay hidden if we had a choiceSmiley LOL

I camp with these people!

 

Thanks for the info!



“If you don’t know, the thing to do is not to get scared, but to learn.” – Ayn Rand
Message 3 of 19
Mega Contributor

Re: Paypal Credit and Paypal MC: CLI expectations


@Jnbmom wrote:

Paypal MC "usually" will give you an increase at 4 months ( although some may have gotten earlier) , this synch card usually runs the 4 cycle CLI.

 

Paypal credit does not offer a CLI option, but now that the tradeline will not be hidden and synch fully takes over, who knows we may see a "CLI" button. I think alot will welcome it, but alot of others would prefer the tradeline to stay hidden if we had a choiceSmiley LOL


Yes, I guess the "usually: is needed!  I just got the letter as to why my request was denied after 6 months/statements was basically account no opened long enough.   I've put about $25K (total) through in those months, guess I need to wait a little longer!

Message 4 of 19
Established Contributor

Re: Paypal Credit and Paypal MC: CLI expectations


@longtimelurker wrote:

... I just got the letter as to why my request was denied after 6 months/statements was basically account no opened long enough.   I've put about $25K (total) through in those months, guess I need to wait a little longer!

Well that is disconcerting.  Would you mind sharing some DPs?



“If you don’t know, the thing to do is not to get scared, but to learn.” – Ayn Rand
Message 5 of 19
Community Leader
Senior Contributor

Re: Paypal Credit and Paypal MC: CLI expectations


@longtimelurker wrote:

@Jnbmom wrote:

Paypal MC "usually" will give you an increase at 4 months ( although some may have gotten earlier) , this synch card usually runs the 4 cycle CLI.

 

Paypal credit does not offer a CLI option, but now that the tradeline will not be hidden and synch fully takes over, who knows we may see a "CLI" button. I think alot will welcome it, but alot of others would prefer the tradeline to stay hidden if we had a choiceSmiley LOL


Yes, I guess the "usually: is needed!  I just got the letter as to why my request was denied after 6 months/statements was basically account no opened long enough.   I've put about $25K (total) through in those months, guess I need to wait a little longer!


Sounds like my "marvel" card, that was longer than the 4 month synch boat and not much of an increase. Ebates was a no go at 4 months.

 

But darn thats a lot of spend going through there with no luvSmiley Sad @longtimelurker 

EXP 760 TU 781 EQ 733
Message 6 of 19
New Contributor

Re: Paypal Credit and Paypal MC: CLI expectations

 

I've had my PayPal 2% MC for 14 months, SL $2000. I spend about $350 each month and always PIF. Countless CLI denials, only granted twice (at 6 months and 10 months), for only $500 each time => $3000 CL.

 

It's been 4 months since the last CLI. I tried again today, for another $500. Holy moly! They gave me 6X what I asked for!

____________

We are pleased to inform you that, effective immediately,
your credit limit has been increased to $6,000.00.

Your increased credit limit is available for immediate use.

 

EQ 765 | EX 772 | TU 750
Message 7 of 19
Valued Member

Re: Paypal Credit and Paypal MC: CLI expectations

Hi Mikesonthemend,

 

Pertaining to the Paypal credit question, we are currently in a temporary lockdown status through the 24th.  You can still send money and transact but unable to make payments to your account.  Reason being, they are adding additional features, which will include the ability to request a CLI!!!  Hang in there for a couple of days and happy hunting:-)

December 2017. EQ 552. EX 565. TU 560
Sept 2019. EQ 729. EX 725 TU 730
Goal - 800 across the board
Cards -
NFCU Cash Rewards -- 22k. NFCU Platinum -- 22k NFCU CLOC -- 15k. AMEX ED - 20k. AMEX DS - 2.5k. AMEX Optima -- 1K. AMEX CM -- 1K, Cap1 QS1 - $3k. Cap1 Platinum - $750. Affinity FCU - $12k. Affinity FCU Rewards -- 10k. Affinity FCU LOC - $5k. Discover IT - $16.5k. Lowes -- $10.6K. CFC - $2K Chase FU - $5.4k Chase Sapphire Preferred - $18.4
Message 8 of 19
Valued Contributor

Re: Paypal Credit and Paypal MC: CLI expectations


@longtimelurker wrote:

@Jnbmom wrote:

Paypal MC "usually" will give you an increase at 4 months ( although some may have gotten earlier) , this synch card usually runs the 4 cycle CLI.

 

Paypal credit does not offer a CLI option, but now that the tradeline will not be hidden and synch fully takes over, who knows we may see a "CLI" button. I think alot will welcome it, but alot of others would prefer the tradeline to stay hidden if we had a choiceSmiley LOL


Yes, I guess the "usually: is needed!  I just got the letter as to why my request was denied after 6 months/statements was basically account no opened long enough.   I've put about $25K (total) through in those months, guess I need to wait a little longer!


Did you ever call them????

 

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Sync-Paypal-CLI/m-p/5647228#M233017

 

Call 877-379-8175.. this goes to their senior agents that can make things happen.

 

500K+ TCL / 800+ FCOs
Message 9 of 19
Mega Contributor

Re: Paypal Credit and Paypal MC: CLI expectations


@Obscure-Expert wrote:

@longtimelurker wrote:

@Jnbmom wrote:

Paypal MC "usually" will give you an increase at 4 months ( although some may have gotten earlier) , this synch card usually runs the 4 cycle CLI.

 

Paypal credit does not offer a CLI option, but now that the tradeline will not be hidden and synch fully takes over, who knows we may see a "CLI" button. I think alot will welcome it, but alot of others would prefer the tradeline to stay hidden if we had a choiceSmiley LOL


Yes, I guess the "usually: is needed!  I just got the letter as to why my request was denied after 6 months/statements was basically account no opened long enough.   I've put about $25K (total) through in those months, guess I need to wait a little longer!


Did you ever call them????

 

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Sync-Paypal-CLI/m-p/5647228#M233017

 

Call 877-379-8175.. this goes to their senior agents that can make things happen.

 


Yes I called.   But it turns out my TU report was frozen again (thought it would freeze the next day but apparently not).  I decided to wait for the letter before unfreezing and calling again, in case there was something actionable in the reason

Message 10 of 19
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