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Paypal Debit

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Frequent Contributor

Re: Paypal Debit

The only way I've found around this is to use contactless where available. They can't run it as pinless debit if you don't insert the chip, or you can try the magstrip (usually they're earmarked as chip cards and reject if the terminal can accept chips though.)
$1,000 is a lot to owe, yet little to have.
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Message 41 of 70
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Senior Contributor

Re: Paypal Debit

Ah, my tab was just under $100. Another good reason why I don't carry debit in my wallet.

Fico 08: 734/716/734 TU/EX/EQ
Message 42 of 70
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Senior Contributor

Re: Paypal Debit


@longtimelurker wrote:

I was thinking that announcing it was a good way to drive up last minute usage, earning swipes for Paypal.  And then continuing it.....  I think that's probably more inefficiency or some trouble (e.g. their script for auto removing the card as backup isn't quite working!)


I'm thinking that well could be it, PayPal doesn't have a script yet that can automatically remove tens of thousands of PayPal/eBay CCs as backup and they were hoping the email would get most to remove it on their own. Ha! They don't know us MyFico diehards!

Synchrony probably has the ability to decline any transaction labeled as "DEBIT CABACKUP", and may step up if PP doesn't.

 

Well good news for me is my CBMC statement cuts today, so if it's still working tomorrow I'll pay my mortgage early through Plastiq. 


Fico 08: 734/716/734 TU/EX/EQ
Message 43 of 70
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Valued Contributor

Re: Paypal Debit

I Really wish i could have taken part in PPCMC 2%    I am grandfathered into the Paypal Debit MC 1.5% Cash Back

 

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Family Member made me an AU on: 2008 Sears MC $2,001, 2016 SEARS Store Card $2,001, 2011 Synchrony Home $5,500 , 2003 FNBO Visa $9,900, 2008 Macys Amex $1900, 2008 Kohls $2,000, 2008 JC Penny $4,500, 2016 TJX Mastercard $1,500, 2019 SDFCU PowerCash Visa $10,000, 2018 AAdvantage Aviator MC $5,600, 2018 HSN $4,500, and 2016 Local Credit Union Visa $5,000.
Member of:
Andrews FCU (Share), PENFED CU (Checking/Share), SDFCU (Share), Alliant CU (Checking/Share), NASA FCU (Share), NWFCU (Checking/Share), Ally Bank (Checking/Savings), BofA (Checking/Share), Navigant CU (Share), Greenwood CU (Share), Elements Financial CU (Share), Ocean State CU (Share), SDFCU (Share), Wells Fargo (Checking), RI Credit Union (Share), CashApp, PayPal Premier (for free direct deposit access with cash card), Paypal Business - Grandfathered 1.5% Cash Back on Biz Debit), Apple Pay Cash, and Venmo.
I WANT to join: Hanscom FCU (For the 2 day early direct deposit).
Burned:
DCU, NFCU, Comenity, Synchrony, Barclays, Discover, Amex, Webbank (Avant), Santander, Citi (Shell), DSNB (Macys), TDRCS (Target+Nordstrom), Capital One (Personal & Business, Kohls, and GM), CreditFirst(Firestone)
Message 44 of 70
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Frequent Contributor

Re: Paypal Debit

If you already have the CBMC, go ahead and try setting it as the backup funding source. As of right now, it still works. If there's a chance they grandfather it, you'll want to get in. Also, want that 1.5%... tsk.
$1,000 is a lot to owe, yet little to have.
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Debit Cards



Message 45 of 70
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Senior Contributor

Re: Paypal Debit


@DaveInAZ wrote:

Well good news for me is my CBMC statement cuts today, so if it's still working tomorrow I'll pay my mortgage early through Plastiq. 


CBMC backup still working! Paid my mortgage via Plastiq, also paid my local CU CC $200 bill. Paying a CC with another CC can be a recipe for disaster, but naw, I pay all my CCs in full monthly but especially CBMC and with the 3% combo rewards I earn some pocket change over Plastiq's fee.


Fico 08: 734/716/734 TU/EX/EQ
Message 46 of 70
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Frequent Contributor

Re: Paypal Debit

^^

 

That's awesome.

 

Paying $1000 on plastiq will yield about $5. Not bad compared to nothing if you make a direct ACH.





Message 47 of 70
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Frequent Contributor

Re: Paypal Debit

Day 3 after doomsday... Business as usual. Everything is still fine on my end, reminds me I should buy a newer card reader for PPHere, I only have the mag swiper.
$1,000 is a lot to owe, yet little to have.
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Debit Cards



Message 48 of 70
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Super Contributor

Re: Paypal Debit

Maybe we should all let this thread fizzle out so DoC doesn’t put a big article up that it’s still working and get it killed 😂 



01/2019:
02/2020:

Closed: CareCredit $10K, B&H Payboo $7500
Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 49 of 70
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Mega Contributor

Re: Paypal Debit

Those of you that use Google Inbox would have been getting messages that it is going away April 2 (and switch to Gmail now).  I made the switch, and now wondering if I was too hasty!   Nah, my expectation is that Google is more precise than Paypal about dates.

Message 50 of 70
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