Paypal MC auto apr reduction

[AverageJoesCredit]

Only way i qualify for Penfed is at a 29.99% apr ( Always Penfed Rejected) 😎

[staticvoidmain]

How did I miss this thread? Anyway, I got the same thing. No biggie since I PIF, but definitely made it as the first card to think of if I need to carry a balance. I responded to a similar thread (maybe a candidate for merge?).

[AllZero]

Congratulations on your APR reduction!

[Anonymous]

Congrats!  I got a reduction yesterday as well, from 28-ish to 15.99.  I have had the card for just under two years and put a fair amount of spend through it.

[AverageJoesCredit]

Thsnks @AllZero and congrats to you as well @ NKB246

[Anonymous]

Seems likely I'll get offered it at some point then. We just got it and have put about 1,100 on it in three countries and will be using the 0% offer, so we LOOK like big spenders who carry a balance lol. But the second they want me to pay interest I'll be PIF.