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Paypal MC lower APR 12.99%

creditfan
Frequent Contributor

Paypal MC lower APR 12.99%

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Message 1 of 10
9 REPLIES 9
Saeren
Mega Contributor

Re: Paypal MC lower APR 12.99%

That's amazing, congrats!




Message 2 of 10
RealityBites
Established Contributor

Re: Paypal MC lower APR 12.99%

Congratulations.

 

If you're willing to share some DP, what was your rate before, how long have you had the card, and what was your rate before this? Did you ever carry a balance on it?





Message 3 of 10
mikesonthemend
Valued Contributor

Re: Paypal MC lower APR 12.99%


@RealityBites wrote:

Congratulations.

 

If you're willing to share some DP, what was your rate before, how long have you had the card, and what was your rate before this? Did you ever carry a balance on it?


Curious as well.

 

Congrats, BTW




Living through Darwinism is so much worse than learning about about it in school.
Message 4 of 10
AllZero
Super Contributor

Re: Paypal MC lower APR 12.99%

Congratulations on your APR reduction!

Message 5 of 10
creditfan
Frequent Contributor

Re: Paypal MC lower APR 12.99%

started as 21.99%

monthly spending 1k+ and PIF

have it since Nov 2018

 

I am planing to trim some fat properly next month or so

this card will be included because I don't need so many 2% cards to start with

 

Message 6 of 10
RealityBites
Established Contributor

Re: Paypal MC lower APR 12.99%

I'm at 21.99 and got it Sept. 2019, so I guess I may see it.

 

For me it's not just that it's 2% (although I don't have another 2% card yet), it's that it's a 2% MasterCard, which I needed more than a 2% Visa.





Message 7 of 10
AverageJoesCredit
Community Leader
Mega Contributor

Re: Paypal MC lower APR 12.99%

The redemption of ones cash back is so simple A Caveman can do itSmiley Wink. Great card and with a 12.99 apr very competitive rewards card..Should always Pif on rewards card but rather have 12.99 than 20+.
Message 8 of 10
ocheosa
Established Contributor

Re: Paypal MC lower APR 12.99%

Congratulations !

Affinity FCU: Cash Rewards VS, PLOC. AOD FCU VS. BB&T Bright. BBVA: ClearPoints (x2), Rewards VS. Cap One: QS, SavorOne, VentureOne, Walmart. Discover it CB. DSNB: Bloomies Amex, Macy's Amex. NFCU: Cash Rewards VS, Plat MC, Plat Visa, CLOC. SECU MD VS. WF Propel Amex. Misc: Overstock, Target. Ongoing: SP CLI's.
Business: Staples Commercial LOC. (My first bus acct !!)

[3/21] Scores 8/9: 700-800s. Util: 1-3%. Inq/12: EQ 6, EX 6, TU 2. AAoA=5y, AoOA=33y9m, AoYA=3m.
TCL=$286K. 2021 GOAL: Garden til 1/2022.
Message 9 of 10
OmarGB9
Community Leader
Super Contributor

Re: Paypal MC lower APR 12.99%

Grats!

Last App: 04/05/2021
Penfed Signature Loan

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 10 of 10
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