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Hi all,
Wonder if anyone has knowledge if my account may be getting closed? At the end of September they lowered my CL from around 9k to 7k. I was about maxed out, and they did it right after I decided to start getting on top of it and paying down. My worry was if I continued to pay it down would they continue to lower my CL. I decided either way I needed to pay it down and hopefully they see I am not going to be keeping it maxed out. I got it down to reporting 2.4k at end of December. My plan was to get it under $600 for January statement. I have had this CC as my only one for like 8 years now. Do have another a picked up after the CL decrease, but is only 3 months old.
I'm 100% sure that I had the CLI option on the website last week. I logged in tonight, and it is gone. Is this a signal that my account is being looked at, and either they are going to lower my CL again or close it? Should I be proactive and contact them tomorrow? Anyone can please give me some guidance please!
Tomorrow my SL rehab is suppose to be officially complete. I am expecting a nice bump in score soon, because they have been reporting me missing payments even though I was paying via rehab. Once that is removed and the collections removed it has to be a decent bump even if I get no other changes out of rehab. Having this CC account close or get a CL decrease would be a major set back :/
Anyone?
Can't promise you anything, but I've noticed with several of the Synch websites that the CLI button appears and disappears at will with no rhyme or reason that I can decifer....and I've had no AA on any of my Synch accounts.
It's a glitch, stop worrying.
Alright, thanks for the reply Tcbofade.