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Paypal credit up and running

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Established Contributor

Re: Paypal credit up and running


@shmacckk wrote:
I hit the credit increase link. Asked for 25k and they gave me 10k. Was at 7500. I bet 10k is the max allowed unless you try credit solutions.

I still get an error message.

 

They probably haven't set up the decline message yet.










Starting Score: 580
Current Score: 673
Goal Score: 750

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Message 21 of 118
Contributor

Re: Paypal credit up and running

My wife got the ole decline lol.
Message 22 of 118
Established Contributor

Re: Paypal credit up and running

Unlike the Paypal MC, the Paypal credit does not open in a new window. Still goes to a sync site. IDK, just another difference.










Starting Score: 580
Current Score: 673
Goal Score: 750

Take the myFICO Fitness Challenge
Message 23 of 118
Senior Contributor

Re: Paypal credit up and running

That site is a million times better than the one the PayPal cards use... I see they even have alert settings! Smiley Frustrated

Scores 1/2019:
Scores 7/2019:

Hover over my cards to see my limits!
Goal cards:
Message 24 of 118
Established Contributor

Re: Paypal credit up and running


@Saeren wrote:
That site is a million times better than the one the PayPal cards use... I see they even have alert settings! Smiley Frustrated

Yes. However, my phone numbers were all mixed up. Home and mobile were flipped. Had to use a voice call for verification code to change them.

 

I hope they don't report. Not worried about balance, just don't want another account.










Starting Score: 580
Current Score: 673
Goal Score: 750

Take the myFICO Fitness Challenge
Message 25 of 118
Regular Contributor

Re: Paypal credit up and running

I just logged in to check something else and notice the CLI...hit the link, it asked how much credit I wanted, I entered $10000 (was at $2300)....and boom!  The CLI was there even after that...thought about hitting it again.. Smiley Happy 

 

Screen Shot 2019-06-24 at 2.13.19 AM.png

Message 26 of 118
Established Contributor

Re: Paypal credit up and running

I'm following. I'm interested in CLI's & CB reporting.

FICO- Experian: 797, TransUnion: 781, Equifax: 804 (Updated Monthly)
Message 27 of 118
Valued Member

Re: Paypal credit up and running


@CreditCuriosity wrote:

It will be up around midnight they have been planning this for awhile and have practiced it before in smaller scale i am sure.  Although nothing really ever goes perfect in IT it will either be a bit before or a bit after midnight, but certainly will be resolved.  Sometimes stuff I think will take 2 hours takes 15 mins or something i think will be 15 mins ends up being a few hours.  IT is an unpredictable at times, that is for sure.  A big project if it has been down for several days to migrate everything. 

 

Saw they were going to do a CLI button not sure if I will hit it or not as PayPal Credit has lost alot of its usefusness due to many factors whether hidden or no payments for x months, etc..  choices.


It looks like PPC wont be hidden afterall, I noticed there is a " check your free credit score" option as well. Paypal never have that figure before the change. I would suggest keep an eye for any alerts/ changes on Fico reports. 

Message 28 of 118
Community Leader
Valued Contributor

Re: Paypal credit up and running


@mikesonthemend wrote:

@Saeren wrote:
That site is a million times better than the one the PayPal cards use... I see they even have alert settings! Smiley Frustrated

Yes. However, my phone numbers were all mixed up. Home and mobile were flipped. Had to use a voice call for verification code to change them.

 

I hope they don't report. Not worried about balance, just don't want another account.


Oh they are going to report the tradeline,that's already been known.

CU NFCU PENFED ALLIANT BANK USAA BBVA BB&T PPMC IKEA MARVEL DISCOVER STORECARDS LOWES AMAZON MACYS WALMART WAYFAIR CARECREDIT
Message 29 of 118
Established Member

Re: Paypal credit up and running

I got a whopping $450 CLI when I requested. Was at $3550 (weird # anyway), asked for 10k, that was declined but they bumped me to 4k.

I've used PayPal credit alot over the last few years to make some fairly sizeable purchases with the 6mo interest free offers. Not that I intend to finance anything close to 10k, but would have been nice to have.
Message 30 of 118