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This card now is now available for veterans until 03/31/13, normally it's just for active duty soldiers.
This looks like a great card. Penfed is a very conservative lender so be prepared to verify income if you apply.
"1.5% cash back on every purchase"
Too bad it's not 2%.
If you have your DD214 and an honorable discharge, or you are active duty/reserve/guard, then I HIGHLY suggest looking into this card.
I've had it since the week it came out (I think August sometime)
It's an amazing card.
I already held the 5% gas card before this came out. I had to provide my LES prior to getting the Visa.
When I applied for the Defender AMEX I received an instant approval, albeit much lower CL than I wanted, so I re-allocated from my Visa.
The best thing about this card, is that it's 1.5% back AUTOMATICALLY. I dont have to do anything. And it's applied to your current bill. Say I spend $1000 this month on this card, next month when I go to pay this bill I only have to pay $985. No games, gimmicks, waiting on enough points. That beats waiting months on end for 2% for me.
Also the no FTFs, and all around lack of any types of fees for this card is awesome.
I pair it with my 1.5% BoA Visa Siggy (which is also awesome IMO after trying it out for the last 6 months)
I like simplicity and no games.