cancel
Showing results for 
Search instead for 
Did you mean: 

PenFed 1Q Pre Approvals

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Valued Contributor

PenFed 1Q Pre Approvals

Anyone get any PenFed Pre approvals yet?

Message 1 of 79
78 REPLIES 78
Frequent Contributor

Re: PenFed 1Q Pre Approvals

OH, I have offers!
New and used loans, up to 50k on a 747 from 12/04. (2% UTL on 43.8k with 60k income.)

No credit card offers 😭
2017-09-09 FICO 08: EQ 677, TU 640, EX 705
2019-09-07 FICO 08: TU 783
2019-09-05 FICO 08: EX 748

Gardening again until... soon(I need to replace my car)

Message 2 of 79
Senior Contributor

Re: PenFed 1Q Pre Approvals

Turbo Tax, baby!!!! I do have a HELOC with them that I don't use much, and just keep the minimum in share savings.

 

I did get a new score from 12/4, Fico 9 dropped a point to 715. Cat Embarassed


Fico 08: 734/716/734 TU/EX/EQ
Message 3 of 79
Community Leader
Super Contributor

Re: PenFed 1Q Pre Approvals

Since i no longer have a loan nor credit card, they wont even update my score lol. Least i have trusty Turbo to keep me company on those lonely nightsSmiley Wink
#ChaseCreditCardHobby Enthusiast
2022
!
Message 4 of 79
Community Leader
Senior Contributor

Re: PenFed 1Q Pre Approvals

Penfed doesn't care all too much for me lol. I have my SLs on 2 cards since April/may. They will not increase either card.

I think I have hit maximum 20k for my income, since they are the ONLY card I have that won't let me use household income 😕
Message 5 of 79
Highlighted
Frequent Contributor

Re: PenFed 1Q Pre Approvals

Lots of boat, new car, used car, motorcycle, & motorhome loans from 25k to 39.9k.

Message 6 of 79
Valued Contributor

Re: PenFed 1Q Pre Approvals

I did not get anything.

Message 7 of 79
Frequent Contributor

Re: PenFed 1Q Pre Approvals

How long do the offers usually stick around?
2017-09-09 FICO 08: EQ 677, TU 640, EX 705
2019-09-07 FICO 08: TU 783
2019-09-05 FICO 08: EX 748

Gardening again until... soon(I need to replace my car)

Message 8 of 79
Contributor

Re: PenFed 1Q Pre Approvals

Finally got credit card offers vs the loan offers I've only previously had. But it doesn't say anything about adding to a current credit card, so I haven't done anything yet. It looks like it's for a new card even though one of the cards listed is one I currently have? That's the one I'd just like to increase...
FICO 8 (as of 8/23/2019) | EX: 823 | TU: 824 | EQ: 831
Inquiries (Total) | EX: 2 | TU: 1 | EQ: 1
Inquiries (Less than 1 year) | EX: 0 | TU: 0 | EQ: 1

PenFed Promise Visa $39,000 | NFCU More Rewards Amex $25,000 | Bank Americard Mastercard $25,000 | Macy's $25,000 | NFCU Go Rewards Visa Sig $24,300 | Citi Simplicity Mastercard $21,000 | Synchrony Home (Mohawk) $17,600 | NFCU CLOC $15,000 | Citi Costco Visa Sig $12,300 | PenFed Gold Visa $11,000 | Citi Diamond Preferred Visa $8,000 | Discover It $7,500 | Kohl's $3,000

Message 9 of 79
Regular Contributor

Re: PenFed 1Q Pre Approvals

Can someone tell me which credit score PenFed uses when applying for a credit card?

Thanks

Message 10 of 79
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.