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PenFed 1Q Pre Approvals

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Valued Contributor

PenFed 1Q Pre Approvals

Anyone get any PenFed Pre approvals yet?

Message 1 of 79
78 REPLIES 78
Frequent Contributor

Re: PenFed 1Q Pre Approvals

OH, I have offers!
New and used loans, up to 50k on a 747 from 12/04. (2% UTL on 43.8k with 60k income.)

No credit card offers 😭
2017-09-09 FICO 08: EQ 677, TU 640, EX 705
2019-04-05 FICO 08: TU 730
2019-04-21 FICO 08: EX 748
Gardening again until... soon(I need to replace my car)
Message 2 of 79
Community Leader
Senior Contributor

Re: PenFed 1Q Pre Approvals

Turbo Tax, baby!!!! I do have a HELOC with them that I don't use much, and just keep the minimum in share savings.

 

I did get a new score from 12/4, Fico 9 dropped a point to 715. Cat Embarassed


Fico 08: 720/721/719 TU/EX/EQ
Message 3 of 79
Community Leader
Super Contributor

Re: PenFed 1Q Pre Approvals

Since i no longer have a loan nor credit card, they wont even update my score lol. Least i have trusty Turbo to keep me company on those lonely nightsSmiley Wink
Charter Member of the Discover " No Cli For You " Club !

Chase Never/24 Squad Leader
Team Pendread Anonymous
#JustSayNo2Comenity
Officially S.O.G.O.T.P
Message 4 of 79
Community Leader
Valued Contributor

Re: PenFed 1Q Pre Approvals

Penfed doesn't care all too much for me lol. I have my SLs on 2 cards since April/may. They will not increase either card.

I think I have hit maximum 20k for my income, since they are the ONLY card I have that won't let me use household income 😕
CU NFCU PENFED ALLIANT BANK USAA BBVA BB&T PPMC IKEA MARVEL DISCOVER STORECARDS LOWES AMAZON MACYS WALMART WAYFAIR CARECREDIT
Message 5 of 79
Frequent Contributor

Re: PenFed 1Q Pre Approvals

Lots of boat, new car, used car, motorcycle, & motorhome loans from 25k to 39.9k.

Message 6 of 79
Valued Contributor

Re: PenFed 1Q Pre Approvals

I did not get anything.

Message 7 of 79
Frequent Contributor

Re: PenFed 1Q Pre Approvals

How long do the offers usually stick around?
2017-09-09 FICO 08: EQ 677, TU 640, EX 705
2019-04-05 FICO 08: TU 730
2019-04-21 FICO 08: EX 748
Gardening again until... soon(I need to replace my car)
Message 8 of 79
Contributor

Re: PenFed 1Q Pre Approvals

Finally got credit card offers vs the loan offers I've only previously had. But it doesn't say anything about adding to a current credit card, so I haven't done anything yet. It looks like it's for a new card even though one of the cards listed is one I currently have? That's the one I'd just like to increase...
FICO 8 (as of 9/2018) | EX: 811 | TU: 819 | EQ: 836
Inquiries | EX: 2 | TU: 1 | EQ: 1

PenFed Promise Visa $35,400 | NFCU More Rewards Amex $25,000 | Macy's $25,000 | NFCU Go Rewards Visa Sig $24,300 | Citi Simplicity Mastercard $21,000 | Synchrony Home (Mohawk) $17,600 | NFCU CLOC $15,000 | Bank Americard Mastercard $14,100 | Citi Costco Visa Sig $12,300 | PenFed Gold Visa $11,000 | Discover It $7,500 | Citi Diamond Preferred Visa $6,000 | Kohl's $3,000

Message 9 of 79
Regular Contributor

Re: PenFed 1Q Pre Approvals

Can someone tell me which credit score PenFed uses when applying for a credit card?

Thanks

Message 10 of 79