I have had a auto loan and their Platinum Visa card now for just over 6 months. When I open the Platinum card they gave me a $5K Cl on the card I felt that it was low but was happy that I was able to do a used auto loan and the credit card on the same HP. When I saw the thread going this morning I couldn't wait to log in to see what offers I might have.
What a shock I got when I saw them, it seemed that I probably had a offer for everyone of their products. I took the CLI on my Platinum card of $45K bring my new limit to $50K. I am very happy with this increase.
My FICO 9 score with them is 797.
They like me enough to have given me $39.5K in CC but not enough to show me love. They reported my FICO 9 score as 834.
Question-- for those lucky ones who did receive the new 1Q pre-approval offers-- under your FICO score, does it give you a date of 12/4/2018?
For me, under the big score image and FICO score meter, it says, in smaller print:
"Your FICO® Score 9, based on Equifax data and pulled on 12/04/2018, is 761 and is the same score that PenFed uses to manage your account."
I am trying to determine if PenFeds pulls everyone on the exact same date each quarter for their quarterly offers. If so, then it may be unlikely that more scheduled quarterly offers will come later in the week as it may be the case that they do everything uniformly for everyone (soft pull credit same day each quarter, display offers same day).
Looks like Im gonna have to wait til the start of baseball season for the next quarterly lottery
Weird, we have 3 people in this thread alone with I know differing profiles all sitting on 790 with Penfed aka EQ FICO 9?
Much strangeness statistically!
Im at 793 as of 12/6/18. It went up to 824 as of 1/1/19. No offers.
Ive been a member for a little over a year, auto loan with them, got pre-approvals for only one quarter, recently did get a loan check up to $25K at the lowest APR offered. I passed on that one.
I checked a little while ago and had offers of $31.2K max for a CC--or $39.2K max for a new or used vehicle loan--and was in COMPLETE shock. If I took the CC offer as an increase on my existing $15K Promise card would the new CL be $46.2K or $31.2K? G-Man (mood)--where are you at?