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PenFed 1Q Pre Approvals

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Frequent Contributor

Re: PenFed 1Q Pre Approvals


@corymcd88 wrote:

Anyone get any PenFed Pre approvals yet?


@I"m hoping this is a legit SP CLI approval for my PCR. Opinions? Currently my PCR sits at $14,500 @14.5%. PCR Age = 1.6yrs with no CLI offers. In addition to my PCR, I have 1 small savings and 2-1yr CD's with them. I had been using my PCR to pay utility bills and car insurance every month. Typically no other spend.

 

Thanks!

Screen Shot 2019-01-01 at 10.42.27 PM.pngScreen Shot 2019-01-01 at 10.23.34 PM.png




RIP: EECU PLOC | BBVA PLOC | Chase SP | Chase Amazon | Chase Freedom | WF Propel | Cap1 QS | AMEX Gold
Message 51 of 79
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Valued Contributor

Re: PenFed 1Q Pre Approvals


@Gmood1 wrote:
Credit-pimp, that means you're at the $46k on that CC now.😃
Congrats on the super fat increase!!

Thanks G-Man---although I haven't officially taken it yet....but you also know from past experience how weak I am-LOL. I'm going to give it a little thought though b/c I am actually thinking of getting a used SUV to help with my online business.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 52 of 79
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Valued Contributor

Re: PenFed 1Q Pre Approvals

 


@oldman87 wrote:
At this point, is it safe to assume logging in every 5 minutes is a waste of time?

 

LOL at pointing.gif

You & me huh youngman.. It's not working for me either..

 

HOLY MOLY at the recent offers... I may need smelling salts..




Message 53 of 79
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Community Leader
Super Contributor

Re: PenFed 1Q Pre Approvals


@CramEiko wrote:

@corymcd88 wrote:

Anyone get any PenFed Pre approvals yet?


@I"m hoping this is a legit SP CLI approval for my PCR. Opinions? Currently my PCR sits at $14,500 @14.5%. PCR Age = 1.6yrs with no CLI offers. In addition to my PCR, I have 1 small savings and 2-1yr CD's with them. I had been using my PCR to pay utility bills and car insurance every month. Typically no other spend.

 

Thanks!

Screen Shot 2019-01-01 at 10.42.27 PM.pngScreen Shot 2019-01-01 at 10.23.34 PM.png


Yes, this is a SP. I've taken 4 offers over the last year. Not one of them was a HP.

I understand Credit- whore.. I mean Credit-pimp.😂

When it's time to buy the next vehicle. I'll time mine out and use the SP for it as well.

Oldman87...you crack me up!😂😊😊😊



My most prized tradeline.
Message 54 of 79
Highlighted
Valued Contributor

Re: PenFed 1Q Pre Approvals


@CramEiko wrote:

@corymcd88 wrote:

Anyone get any PenFed Pre approvals yet?


@I"m hoping this is a legit SP CLI approval for my PCR. Opinions? Currently my PCR sits at $14,500 @14.5%. PCR Age = 1.6yrs with no CLI offers. In addition to my PCR, I have 1 small savings and 2-1yr CD's with them. I had been using my PCR to pay utility bills and car insurance every month. Typically no other spend.

 

Thanks!

 


Yep, that's what it is...

Congrats!!




Message 55 of 79
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Frequent Contributor

Re: PenFed 1Q Pre Approvals

Awesome. Thanks!




RIP: EECU PLOC | BBVA PLOC | Chase SP | Chase Amazon | Chase Freedom | WF Propel | Cap1 QS | AMEX Gold
Message 56 of 79
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Frequent Contributor

Re: PenFed 1Q Pre Approvals

I'm pretty sure I did something wrong here. That was painless?? Not only did PenFed raise my CL, they also lowered my APR from 14.5% to 11.740% without an additional request. So far so good, nothing is chiming off in the background yet (HP notifications). Thanks again MyFico Peeps!

Screen Shot 2019-01-01 at 11.03.27 PM.png




RIP: EECU PLOC | BBVA PLOC | Chase SP | Chase Amazon | Chase Freedom | WF Propel | Cap1 QS | AMEX Gold
Message 57 of 79
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Super Contributor

Re: PenFed 1Q Pre Approvals


@oldman87 wrote:
At this point, is it safe to assume logging in every 5 minutes is a waste of time?

LOL !




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>06/2020 CCT EX 835 TU 848 EQ 844

I'd get it one piece at a time
And it wouldn't cost me a dime
You'll know it's me when I come through your town
I'm gonna ride around in style
I'm gonna drive everybody wild
'Cause I'll have the only one there is around.

- Johnny Cash One Piece At A Time
Message 58 of 79
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Super Contributor

Re: PenFed 1Q Pre Approvals

fiCO(The only two times Ive ever gotten any offers, I had been running a balance.  Every quarter I PIFed, nothing. Fico9 atm 827

 

So in October I put a $250 charge on the card and have been paying it off $100 at a time. Chalk that idea up a waste of interest paid.

 

@olddude and @Peekeboo

In my book, it aint over til I get on the phone, ask to speak to a supervisor and immediately drop to the floor and prostrate myself before him




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>06/2020 CCT EX 835 TU 848 EQ 844

I'd get it one piece at a time
And it wouldn't cost me a dime
You'll know it's me when I come through your town
I'm gonna ride around in style
I'm gonna drive everybody wild
'Cause I'll have the only one there is around.

- Johnny Cash One Piece At A Time
Message 59 of 79
Highlighted
Moderator

Re: PenFed 1Q Pre Approvals

I can save up to $20 on TurboTax.  Still no offers.  Joined clean in May 2016 and have never received anything.  Really, I just want $500 CLIs on each of my cards because the $19,500 and $29,500 credit lines are annoying me.  There's no way I'm taking a HP for $1,000!

Message 60 of 79
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