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PenFed 1Q Pre Approvals

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Frequent Contributor

Re: PenFed 1Q Pre Approvals


@corymcd88 wrote:

Anyone get any PenFed Pre approvals yet?


@I"m hoping this is a legit SP CLI approval for my PCR. Opinions? Currently my PCR sits at $14,500 @14.5%. PCR Age = 1.6yrs with no CLI offers. In addition to my PCR, I have 1 small savings and 2-1yr CD's with them. I had been using my PCR to pay utility bills and car insurance every month. Typically no other spend.

 

Thanks!

Screen Shot 2019-01-01 at 10.42.27 PM.pngScreen Shot 2019-01-01 at 10.23.34 PM.png






RIP: EECU PLOC | BBVA PLOC | Chase SP | Chase Amazon | Chase Freedom | WF Propel
Message 51 of 79
Valued Contributor

Re: PenFed 1Q Pre Approvals


@Gmood1 wrote:
Credit-pimp, that means you're at the $46k on that CC now.😃
Congrats on the super fat increase!!

Thanks G-Man---although I haven't officially taken it yet....but you also know from past experience how weak I am-LOL. I'm going to give it a little thought though b/c I am actually thinking of getting a used SUV to help with my online business.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 52 of 79
Valued Contributor

Re: PenFed 1Q Pre Approvals

 


@oldman87 wrote:
At this point, is it safe to assume logging in every 5 minutes is a waste of time?

 

LOL at pointing.gif

You & me huh youngman.. It's not working for me either..

 

HOLY MOLY at the recent offers... I may need smelling salts..




Message 53 of 79
Community Leader
Super Contributor

Re: PenFed 1Q Pre Approvals


@CramEiko wrote:

@corymcd88 wrote:

Anyone get any PenFed Pre approvals yet?


@I"m hoping this is a legit SP CLI approval for my PCR. Opinions? Currently my PCR sits at $14,500 @14.5%. PCR Age = 1.6yrs with no CLI offers. In addition to my PCR, I have 1 small savings and 2-1yr CD's with them. I had been using my PCR to pay utility bills and car insurance every month. Typically no other spend.

 

Thanks!

Screen Shot 2019-01-01 at 10.42.27 PM.pngScreen Shot 2019-01-01 at 10.23.34 PM.png


Yes, this is a SP. I've taken 4 offers over the last year. Not one of them was a HP.

I understand Credit- whore.. I mean Credit-pimp.😂

When it's time to buy the next vehicle. I'll time mine out and use the SP for it as well.

Oldman87...you crack me up!😂😊😊😊

Message 54 of 79
Valued Contributor

Re: PenFed 1Q Pre Approvals


@CramEiko wrote:

@corymcd88 wrote:

Anyone get any PenFed Pre approvals yet?


@I"m hoping this is a legit SP CLI approval for my PCR. Opinions? Currently my PCR sits at $14,500 @14.5%. PCR Age = 1.6yrs with no CLI offers. In addition to my PCR, I have 1 small savings and 2-1yr CD's with them. I had been using my PCR to pay utility bills and car insurance every month. Typically no other spend.

 

Thanks!

 


Yep, that's what it is...

Congrats!!




Message 55 of 79
Frequent Contributor

Re: PenFed 1Q Pre Approvals

Awesome. Thanks!






RIP: EECU PLOC | BBVA PLOC | Chase SP | Chase Amazon | Chase Freedom | WF Propel
Message 56 of 79
Frequent Contributor

Re: PenFed 1Q Pre Approvals

I'm pretty sure I did something wrong here. That was painless?? Not only did PenFed raise my CL, they also lowered my APR from 14.5% to 11.740% without an additional request. So far so good, nothing is chiming off in the background yet (HP notifications). Thanks again MyFico Peeps!

Screen Shot 2019-01-01 at 11.03.27 PM.png






RIP: EECU PLOC | BBVA PLOC | Chase SP | Chase Amazon | Chase Freedom | WF Propel
Message 57 of 79
Valued Contributor

Re: PenFed 1Q Pre Approvals


@oldman87 wrote:
At this point, is it safe to assume logging in every 5 minutes is a waste of time?

LOL !




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>06/2019 CCT EX 829 TU 848 EQ 837
Thus will it come to pass. The Dying Leader will know the truth of the Opera House. The missing Three will give you the Five, who've come from the Home of the Thirteenth. You are the Harbinger of Death, Kara Thrace. You will lead them all to their End. End of line.
Message 58 of 79
Valued Contributor

Re: PenFed 1Q Pre Approvals

fiCO(The only two times Ive ever gotten any offers, I had been running a balance.  Every quarter I PIFed, nothing. Fico9 atm 827

 

So in October I put a $250 charge on the card and have been paying it off $100 at a time. Chalk that idea up a waste of interest paid.

 

@olddude and @Peekeboo

In my book, it aint over til I get on the phone, ask to speak to a supervisor and immediately drop to the floor and prostrate myself before him




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>06/2019 CCT EX 829 TU 848 EQ 837
Thus will it come to pass. The Dying Leader will know the truth of the Opera House. The missing Three will give you the Five, who've come from the Home of the Thirteenth. You are the Harbinger of Death, Kara Thrace. You will lead them all to their End. End of line.
Message 59 of 79
Moderator

Re: PenFed 1Q Pre Approvals

I can save up to $20 on TurboTax.  Still no offers.  Joined clean in May 2016 and have never received anything.  Really, I just want $500 CLIs on each of my cards because the $19,500 and $29,500 credit lines are annoying me.  There's no way I'm taking a HP for $1,000!


Message 60 of 79