PenFed Fico Score 9 Update

[AllZero]

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@credit_endurance wrote:
Thanks AllZero for the insight. I did actually go through some of the process to see what type of language it would give me and it’s quite confusing to say the least. Really not sure if it sp or hp. I will try and get a screen shot of it a post it when I can.

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I agree. It is a little confusing. See link for examle screen shot. It should be a soft pull.

https://ficoforums.myfico.com/t5/Credit-Cards/Maximizing-aggregate-credit-PenFed-offer/m-p/5749126/h...

[credit_endurance]

Good link to this thread AllZero! Going to look over my steps and compare them to this process to see what I come out with. It just makes no sense that they would offer me the same exact card that I already have. So we will see. I will report back later with an update.😀

[AllZero]

If you want to play it safe, freeze your reports. 😃

[Lucifer]

Doesn't FICO 9 go up to 900???

[CreditCuriosity]

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@Lucifer wrote:

Doesn't FICO 9 go up to 900???

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Depend on model being CC enhanced I believe does but regular 09 doesn't etc if I recall correctly

[credit_endurance]

Said I would provide information regarding the language I am seeing in this screenshot

Not sure what to think of this

[credit_endurance]

Just said the heck with it and appied for the offer this was the results: Lokks like it was approved up to $50K!

Although hasn't reflected yet on my account page.

[AverageJoesCredit]

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@credit_endurance wrote:

Just said the heck with it and appied for the offer this was the results: Lokks like it was approved up to $50K!

Although hasn't reflected yet on my account page.

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Holy Fico Bruiser, thats insane! No wonder i could never get a cc with them. The dsy i get a card or a preapproval i will retire  from credit and myfico! Mark it

[credit_endurance]

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@AverageJoesCredit wrote:

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@credit_endurance wrote:

Just said the heck with it and appied for the offer this was the results: Lokks like it was approved up to $50K!

Although hasn't reflected yet on my account page.

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Holy Fico Bruiser, thats insane! No wonder i could never get a cc with them. The dsy i get a card or a preapproval i will retire  from credit and myfico! Mark it

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Lol! Brother I am still in total shock to first of all get offers from them. I was completely done with these guys a year or so ago when I couldn't get any soup from them for 2 years prior. I honestly won't believe it until they acutally update my account!

[AverageJoesCredit]

Actually i shouldnt talk. With my luck id go to check my new PF account and get one. My credit stars have been aligning recently with me breaking my $500 streak with Disco, Navy giving me auto luv to break $20k, would be just my (mis)fortune