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PenFed Maximum Exposure Question

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CreditCuriosity
Moderator Emeritus

Re: PenFed Maximum Exposure Question


@Anonymous wrote:

I think baller answered that above. 50k for credit cards and 25k for PLOC Hope that helps.Smiley Happy


This is correct.

08 Scores - TU: 839 - EXP:839 - EQ:838
Message 11 of 18
Anonymous
Not applicable

Re: PenFed Maximum Exposure Question


@CreditCuriousity wrote:

@Anonymous wrote:

I think baller answered that above. 50k for credit cards and 25k for PLOC Hope that helps.Smiley Happy


This is correct.


You can also get $25K on a personal loan.  Their max unsecured limit is $100K

Message 12 of 18
score_building
Senior Contributor

Re: PenFed Maximum Exposure Question


CreditCuriousity wrote:


Musiclover wrote:

I think baller answered that above. 50k for credit cards and 25k for PLOC Hope that helps.Smiley Happy


This is correct.


 

Yes it is, AFAIK

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 13 of 18
elim
Senior Contributor

Re: PenFed Maximum Exposure Question

I refi'd 15k of an auto loan to PenFed and sometime later they offered me 50k on a CC. I modified it to 10k as the card is only used for gas (and you never know what  other goodies I may want from them in the coming years).

 

So it looks like auto loans aren't included.

Message 14 of 18
Anonymous
Not applicable

Re: PenFed Maximum Exposure Question


@Anonymous wrote:

@CreditCuriousity wrote:

@Anonymous wrote:

I think baller answered that above. 50k for credit cards and 25k for PLOC Hope that helps.Smiley Happy


This is correct.


You can also get $25K on a personal loan.  Their max unsecured limit is $100K


I didn't know that! Thanks, Irish!

Message 15 of 18
Anonymous
Not applicable

Re: PenFed Maximum Exposure Question

Thanks for all your input everyone! 

Message 16 of 18
kugel
Valued Contributor

Re: PenFed Maximum Exposure Question

Is it each card with PenFed 50k exemple promise 50kand power cash 50k
Or it's all cards combined no more than 50k?
Message 17 of 18
Anonymous
Not applicable

Re: PenFed Maximum Exposure Question


@kugel wrote:
Is it each card with PenFed 50k exemple promise 50kand power cash 50k
Or it's all cards combined no more than 50k?

All cards combined. My Promise is 14k. When I asked for a CLI on the Rewards card I was told it could only go up to 36k because that would bring the total to 50k.

Message 18 of 18
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