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@Anonymous wrote:
Does anyone know if you can redeem the cash rewards into an external bank?
Are the pre approved offers still only a soft pull if you accept?
I heard the travel card doesn’t give 1.5 on all purchases (devalued) so was just considering the cash back card.
Yes you can redeem the cash rewards to an external bank account.
I can't answer your soft pull question, but knowing PenFed I doubt it; they seem to HP for everything.
If you're talking about the quarterly offers they are still a soft pull approval.
@TheBoondocks wrote:
I should login to my account quarterly to see if there's a pre-approval offer? Also, I only have a savings account but if I were to open up a checking account, they would do a HP? How about if I apply for a credit card after the checking account, would it be in result of 2 HP or just 1? Thanks.
If you're already a PenFed member, then there should not be a HP for opening the checking account, only if you opt to apply for the overdraft LOC. If you apply for a credit card, it will be a HP.