PenFed Pre Qual

[corymcd88]

Did anyone get a pre approvals this quarter yet?

[Gmood1]

I did for the first time and then they disappeared along with my FICO 9 score. Score is back but not preapprovals. Last week they did send me a pre-approved check for up to $25,000 with a firm APR. I ripped it up and threw it in the trash.

[Gmood1]

I spoke too soon! It must have changed this morning. I went ahead and took the soft pull offer on the Penfed Power Cash rewards. lol

I'll call this morning and have them move some of my limit from my other card and bring it up $10k or a bit more.

[pizza1]

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@Gmood1 wrote:

I spoke too soon! It must have changed this morning. I went ahead and took the soft pull offer on the Penfed Power Cash rewards. lol

I'll call this morning and have them move some of my limit from my other card and bring it up $10k or a bit more.

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Where in the world would you see any offers like you have on the acct page?? Ive looked everywhere! 

[Gmood1]

Pizza it will be on the right side of the main account page. Mine has disappeared or I'd take a picture of it for you.

[shoegal]

Nice Gmood! I haven’t checked yet but I don’t think they’ll send me anything. Congrats!

[Gmood1]

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@shoegal wrote:
Nice Gmood! I haven’t checked yet but I don’t think they’ll send me anything. Congrats!

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Thank you shoegal! It took me 3 years to receive preapprovals since joining Penfed back in 2014.

Just got off the phone with PenFed. Eazy peazy, had them move $6200 from my other card to make this a $10,000 cl CC. 

[Anonymous]

I don't think I got any pre-approvals, not that I was really expecting anything. 

What surprised me was that they did another pull on 9/12 and my score dropped from 742 to 732 from 7/11. I thought the pre-approvals for October were using the AR scores from July/August? Can someone correct me on this?

Congratulations, Gmood! That's a great limit!

[shoegal]

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@Gmood1 wrote:

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@shoegal wrote:
Nice Gmood! I haven’t checked yet but I don’t think they’ll send me anything. Congrats!

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Thank you shoegal! It took me 3 years to receive preapprovals since joining Penfed back in 2014.

Just got off the phone with PenFed. Eazy peazy, had them move $6200 from my other card to make this a $10,000 cl CC. 

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Awesome! I don't mind the wait. I did saw my score (EQ FICO 09) and it's higher than my FICO 08.

[CreditCuriosity]

Close to 3 years with them and no pre-approvals. I have a 5k PLOC, 35k CC and a card loan that started at 66k, you think they would show me some love eventually without a hp ..  Plus they are my primary bank.. Granted MF scores have taken a beating lately for alot of recently opened acct. which doesnt help my arguement although Gmood has alot of new accts as well