Just got a notice from PenFed that they are reducing my cash advances apr from 17.99 to 9.99. Wow what a drop, it seems almost like a bait.
Starting Score: 550-tu 550-eq 
I never have but its good to have if I need it. My util is only 8% with all my cc accs.
@creditchief wrote:I never have but its good to have if I need it. My util is only 8% with all my cc accs.
They must feel that you are a good credit risk and they are wanting to increase the number of cash advances and balances so that they can earn more profits
FICO 9: 
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!