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Got an email about 4.99% PenFed Baalance transfer offer, does that mean I am pre approved or did they send that to eeveryone pretty much?
Its also above the my accounts line along with a Car Buying Servive and Real Estatew Rewards, but I know PenFed is very conservative
Only have a savings account with them
@john398 wrote:Got an email about 4.99% PenFed Baalance transfer offer, does that mean I am pre approved or did they send that to eeveryone pretty much?
Its also above the my accounts line along with a Car Buying Servive and Real Estatew Rewards, but I know PenFed is very conservative
Only have a savings account with them
careful they will accuse you of pyramiding debt... it's a trap... very iffy with them...
I get an e-mail about once a week about the 4.99% BT. I don't think it means you are preapproved.
@ilovelisa wrote:I get an e-mail about once a week about the 4.99% BT. I don't think it means you are preapproved.
thanks, I would not think so either
@john398 wrote:
@ilovelisa wrote:I get an e-mail about once a week about the 4.99% BT. I don't think it means you are preapproved.
thanks, I would not think so either
I got the same and other offers from Penfed recently.
There's no way I'm approved for them, zero, zip, swabo chance unless they reduced their underwriting requirements by an absurd amount; I would strongly suggest not reading anything into the offers.
ok I emailed penfed and they said:
Unfortunately, the message you received was not for a pre-approval offer. If you
wish to receive a PenFed Promise card, an application must be submitted to
consider your request.
Thanks everyone