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PenFed - inquiry/new account sensitive?

Established Member

Re: PenFed - inquiry/new account sensitive?

I applied to PenFed a couple months back and was approved for $7.5k. The approval was kind of low I thought as I got 4 cards after that averaged $18k total SL. I had like 40 inquires at the time of applications mostly from mortgage refinancing and a few car loans. My scores were in the 740-760 range at that time, and I have 26+ CC accounts, AAoA is 5.5.

Starting Score (09/19): Ex 646 Tu 640 Eq 617
Current Score (08/21): Ex 763 Tu 810 Eq 775
Goal Score: 800

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