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@haulingthescoreup wrote:
PenFed is a little screwy if you try to PIF before the statement date, etc. My statement drops on the 2nd of the month, but this month I didn't see a new statement online until the 6th or 7th, and it wasn't on my reports until then. But once it did show up, the displayed date was the 2nd. I wound up having a balance report due to the confusion.
They also seem to have delays in when a charge actually posts to your online account, and they don't seem to show "pendings." So for those who like to have $0 reporting on their cards, you'll definitely need to stay on your toes with PenFed, stopping using it at least 5 days before the statement date and tracking to see if they post. Or more simply, let PenFed be that one card that does report for you.
I do hope that they unclutter their website pretty soon. It's a bit eccentric at the moment. But it's worth it!
@Anonymous wrote:
@haulingthescoreup wrote:
PenFed is a little screwy if you try to PIF before the statement date, etc. My statement drops on the 2nd of the month, but this month I didn't see a new statement online until the 6th or 7th, and it wasn't on my reports until then. But once it did show up, the displayed date was the 2nd. I wound up having a balance report due to the confusion.
They also seem to have delays in when a charge actually posts to your online account, and they don't seem to show "pendings." So for those who like to have $0 reporting on their cards, you'll definitely need to stay on your toes with PenFed, stopping using it at least 5 days before the statement date and tracking to see if they post. Or more simply, let PenFed be that one card that does report for you.
I do hope that they unclutter their website pretty soon. It's a bit eccentric at the moment. But it's worth it!
Not reporting a balance is counterproductive, IMHO.
Not sure why.
@Anonymous wrote:Not reporting a balance is counterproductive, IMHO.
@haulingthescoreup wrote:
PenFed is a little screwy if you try to PIF before the statement date, etc. My statement drops on the 2nd of the month, but this month I didn't see a new statement online until the 6th or 7th, and it wasn't on my reports until then. But once it did show up, the displayed date was the 2nd. I wound up having a balance report due to the confusion.
They also seem to have delays in when a charge actually posts to your online account, and they don't seem to show "pendings." So for those who like to have $0 reporting on their cards, you'll definitely need to stay on your toes with PenFed, stopping using it at least 5 days before the statement date and tracking to see if they post. Or more simply, let PenFed be that one card that does report for you.
I do hope that they unclutter their website pretty soon. It's a bit eccentric at the moment. But it's worth it!