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@Anonymous wrote:
Hello,
Just got my platinum rewards card and I see there's a $100 bonus if you spend 1500 within the first three months. I usually spend a little less than that in 3 months since I can't pay rent , electric, ect. W/ a credit card. Question is, are there ways around the $1500? Can I buy a $500 Visa card from Walmart? Any ideas are welcomed. Thanks!
Credit card companies have somewhat caught on to the gift card purchases to earn bonuses . . I'd personally stay away from it.
You can pay your rent with a credit card using Plastiq for a 2.5% fee. It can make sense . . . if your rent is $1000 and you pay a $25 fee, you still get to earn and keep $75 of that bonus without spending money on things you don't need.
If you have car insurance you can pay that with your card with no fee. I would think gas, food and car insurance would get anyone over 1500 dollars in 3 months. Also cell phone bills.
You can buy a single gift card with your PenFed card and be fine.