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Penfed BT offer 00.99% for 18 months

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Community Leader
Senior Contributor

Penfed BT offer 00.99% for 18 months

Just thought I would share this offer I just got, pretty good rate for 18months , downside of course is BT fee if 3% ☹️
EXP 753 TU 781 EQ 733
Message 1 of 19
18 REPLIES 18
Community Leader
Senior Contributor

Re: Penfed BT offer 00.99% for 18 months

I just received checks in the mail from them as well but with different terms: 0% / 12 months with the 3% TF. 

AMEX Platinum, Gold, Reserve & SPG | PenFed PR VS | NFCU FS VS | Discover IT | Citibank DC WEMC l Capital One Venture VS | Nordstrom VS l Banana Republic LUXE V I Lowes I Macys I Wayfair I
Message 2 of 19
Moderator

Re: Penfed BT offer 00.99% for 18 months


@JAG73 wrote:

I just received checks in the mail from them as well but with different terms: 0% / 12 months with the 3% TF. 


yep either friday or saturday got checks same terms... already torn up as have checks coming from gosh knows how many lenders lol.  

 

Interesting take though they will etend BT for 6 months for a .99 apr for OP

Message 3 of 19
Senior Contributor

Re: Penfed BT offer 00.99% for 18 months

Which card?


Fico 08: 734/716/734 TU/EX/EQ
Message 4 of 19
Community Leader
Senior Contributor

Re: Penfed BT offer 00.99% for 18 months

Platinum Rewards for me. 

AMEX Platinum, Gold, Reserve & SPG | PenFed PR VS | NFCU FS VS | Discover IT | Citibank DC WEMC l Capital One Venture VS | Nordstrom VS l Banana Republic LUXE V I Lowes I Macys I Wayfair I
Message 5 of 19
Community Leader
Senior Contributor

Re: Penfed BT offer 00.99% for 18 months

Gold visa for me
EXP 753 TU 781 EQ 733
Message 6 of 19
Moderator

Re: Penfed BT offer 00.99% for 18 months

PCR for me

Message 7 of 19
Senior Contributor

Re: Penfed BT offer 00.99% for 18 months

Wow, 3 different cards - looks like they're rolling this out for alot of folks . . .


Fico 08: 734/716/734 TU/EX/EQ
Message 8 of 19
Community Leader
Senior Contributor

Re: Penfed BT offer 00.99% for 18 months

What's interesting is that there hasn't been a single time in my entire time as a PenFed member (several years now) where they don't have that standard 0%/12m/3% fee.  They don't seem to advertise it that much but without fail, it's always there.  Never seen them extend it to 18 months but the 12 month offer seems to be pretty standard with them. 

Message 9 of 19
Moderator

Re: Penfed BT offer 00.99% for 18 months

ya 12 month is always there just need to call and confirm to be extra careful if you plan on doing it not to get stuck with purchase apr, but always been there for me.. Checks are a little more rare on being mailed, but a few times a year on those as well from penfed

Message 10 of 19
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