I received a blank check from Penfed saying I am preapproved for a personal loan of up to $25k with 17.99 interest rate. I have always been interested in getting a CC with them and I'm getting the itch to apply (also looking to book a vacation soon). If I'm preapproved for a loan with them are my chances better for a CC? I have a savings with them but my Penfed fico score hasn't been updated since May of this year. I show no preapproved offers on my account (just the lovely Turbo Tax offer). Thanks for the help.
Sorry, I don’t have an answer but can I ask, how long have you been with Penfed?
also over in the big Penfed thread I believe that lastest data points say you need about a 680 to get a CC. And believe that’s FICO 9.
Only one way to find out. Care to share some DPs especially your EQ FICO9?