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Penfed CC Question

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Penfed CC Question

Hi All,


I received a blank check from Penfed saying I am preapproved for a personal loan of up to $25k with 17.99 interest rate. I have always been interested in getting a CC with them and I'm getting the itch to apply (also looking to book a vacation soon). If I'm preapproved for a loan with them are my chances better for a CC? I have a savings with them but my Penfed fico score hasn't been updated since May of this year. I show no preapproved offers on my account (just the lovely Turbo Tax offer). Thanks for the help.

Gardening since 8/19/19
Message 1 of 5
Established Contributor

Re: Penfed CC Question

Sorry, I don’t have an answer but can I ask, how long have you been with Penfed?


also over in the big Penfed thread I believe that lastest data points say you need about a 680 to get a CC. And believe that’s FICO 9.

I just returned from financial hell. Don't go, the brochure is a lie.
Message 2 of 5
Established Contributor

Re: Penfed CC Question

Only one way to find out. Care to share some DPs especially your EQ FICO9?

BK7 dc in 01/2011 with FICO8 in the 500s

HPs EX 4 EQ 3 TU 1
AAoA 5y2m
UTIL 1% - 3%

$180K+ Total Limits

New cc TLs 1/12(11 month old) & 3/24
Message 3 of 5

Re: Penfed CC Question

Became a member in January of this year and denied for Penfed CC. Went ahead and just decided to app for Penfed Powercash rewards today and approved. More info in approval area.
Gardening since 8/19/19
Message 4 of 5

Re: Penfed CC Question

This thread is locked and closed to new messages.

The new thread can be found here:
Message 5 of 5
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