Penfed Plat Rewards Visa Signature again

[longtimelurker]

Looking at the site, it  seems to have reverted to saying the 5/3/1 structure lasts until 10/31, then becomes 3/2/1.   Recently it had all that stuff about qualifying accounts allowing you to keep 5/3/1.   Am I missing something, or has it really changed back?

[Brusilov]

Curious what constitutes "qualifying accounts" for this?

[longtimelurker]

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@Brusilov wrote:

Curious what constitutes "qualifying accounts" for this?

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When it was on the site (are you seeing it now?) it referred to things such as a checking account with direct deposit of a minimum of $250 per month, Certificates of Deposit and some types of loans.

Several of us welcomed this because it is some (not too terrible) way of preserving the 5/3/1 structure.  But today all I see is the old 10/31 version.