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Penfed Q3 offers ????

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Community Leader
Super Contributor

Re: Penfed Q3 offers ????


@CivalV wrote:
Penfed fico score only available if you have a checking account? I have a savings account and it shows that I dont have a score yet on their site

My understanding is need a credit product to teceive one, ie loan or credit card, etc.  When i paid off my pl , i stopped seeing any score from them.

#ChaseCreditCardHobby Enthusiast
2022
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Message 21 of 29
Frequent Contributor

Re: Penfed Q3 offers ????

After two years I finally received offers, but only for boats, bikes, cars and RVs up to $50k. EQ 773

Already have a car loan and 15k card with them..
Message 22 of 29
Valued Member

Re: Penfed Q3 offers ????

Yes, the score finally updated for 7/9 and NO offers, not surprised, ho hum Smiley Indifferent

Message 23 of 29
Frequent Contributor

Re: Penfed Q3 offers ????

Wow!!! I actually got my first PenFed pre-approvals. I have the BK so I
thought I might never get any. I was planning to get a new car and was hoping to get a car offer in July but no one got any offers at all. I have one now and a bunch of other offers too. How long will they be there? Can you take more than one? I was offered a credit card (different types) but I got a Wells Fargo Propel in May and an AKC card in July and I’d be afraid one of them would shut me down if I got another card. How long do I have to buy a car before the offer goes away do you think?
Current Cards (in order they were approved with current limits):
Cap1 QS (plat.) $2750
Kohls $3K
Cap1 Savor $15K
PenFed Power Cash Rewards $2K
NFCU CashRewards $2K
Disco It #1 $5.3K
NFCU MoreRewards $4.5K
Cap1 Venture $30K
PenFed Gold $2K
Ollo Rewards $3.2K
Sync Amazon $10K
NASA FCU Platinum Cash Rewards $2K
Disco It #2 $7.5K
DCU Visa $10K
NFCU Flagship Rewards $15K
Sync Care Credit $15K
PenFed Power Cash Rewards #2 $39K
WF Propel $4K
Comenity AKC $10.5K
Apple (GS) $6.5K
BK 7 discharged July 2016


Message 24 of 29
Established Contributor

Re: Penfed Q3 offers ????

Score "updated" 7/9/19.  It is just showing today.  That's quite a lag.  No offers as usual😩

Message 25 of 29
Established Contributor

Re: Penfed Q3 offers ????


@Hex wrote:
Wow!!! I actually got my first PenFed pre-approvals. I have the BK so I
thought I might never get any. I was planning to get a new car and was hoping to get a car offer in July but no one got any offers at all. I have one now and a bunch of other offers too. How long will they be there? Can you take more than one? I was offered a credit card (different types) but I got a Wells Fargo Propel in May and an AKC card in July and I’d be afraid one of them would shut me down if I got another card. How long do I have to buy a car before the offer goes away do you think?

I would highly recommend going with PenFed for a car loan. They didn't hesitate to approve me me when my credit was in the dumps (580's) and the rate wasn't too shabby for someone in that position. I'm not sure how long the offers stay there, but you can always give them a call and find out!

I’m probably never finding that garden everyone keeps talking about.



Officially collection free as of 3/19/19!!
STARTING SCORES: 377 (11/2013) & 580 (3/2018)
Message 26 of 29
Senior Contributor

Re: Penfed Q3 offers ????


@wingennis wrote:

Score "updated" 7/9/19.  It is just showing today.  That's quite a lag.  No offers as usual😩


My Equifax report showed that they did do a SP on 7/9. 

 

I got the full suite of loan offers.  I'm already at $50K in CC CL so no surprise that there were no card offers.

(8/2019)
FICO 8 (EX) 793 (TU) 808 (EQ) 794
FICO 9 (EX) 822 (TU) 827 (EQ) 844

$800K+ club
Message 27 of 29
Frequent Contributor

Re: Penfed Q3 offers ????

Your FICO® Score 9, based on Equifax data and pulled on 07/09/2019, is 762 and is the same score that PenFed uses to manage your account.

I joined in March 2019, so I am not expecting any offers based on my reading here. I just wanted to pitch in some info to help out. 



Message 28 of 29
Moderator

Re: Penfed Q3 offers ????

No offers as usual 790 score..  Have had Car loan payed off with them had PL paid off with then and a 27k CC with them.  How one gets on that list is still a mystery..  Although good with them as their auto rates have gone up, but still nice to be noticed which I am not.  If applied cold turkey would certainly get approved, but love to be courted..  4+ years and counting and turbo tax ftw...Did get a spend 1k on PCR get 50 extra back, they can pound sand on that as other bonuses and given them enough spend on that card over the last year and a half.  Bitter nahSmiley Tongue

Message 29 of 29
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