Penfed has extended the 0% BT till Sep 16'

tussking · ‎06-29-2016

Originally was to end June 30th...
FYI

Discharged BK7 - 7.16.15
Current Fico8 - (8.2022) EX - 744/EQ - 728/TU - 740

baller4life · ‎06-29-2016

Awesome! Thanks for the info!

Anonymous · ‎06-29-2016

Cool

RonM21 · ‎06-29-2016

Nice to see!

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

NYFan63 · ‎07-01-2016

@tussking wrote:
Originally was to end June 30th...
FYI

I just logged in to my account and before today, the 0% BT option was shown but now it is gone. How did you hear of this news? Did you receive an email? Thanks!

Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til

tussking · ‎07-01-2016

I called into to do 2 BT's on the 27th CS rep told me they had extended it ??? Someone else please call them !

Discharged BK7 - 7.16.15
Current Fico8 - (8.2022) EX - 744/EQ - 728/TU - 740

Anonymous · ‎07-01-2016

@tussking wrote:
I called into to do 2 BT's on the 27th CS rep told me they had extended it ??? Someone else please call them !

They make you call? Can't you do it online?

cem13 · ‎07-01-2016

I see it on my home screen. It is for BTs from 01JUL ~ 30 SEP. 0% interest through 30SEP17.

FICO 08 JUL23: TU 850; EQ 846; EX 843. Clean since BK7 D/C 6/2011.

Anonymous · ‎07-01-2016

Question ... when you do the BT... do they do another hardpull?

Also, how long does it take to complete the BT?

CreditCuriosity · ‎07-01-2016

@Anonymous wrote:
Question ... when you do the BT... do they do another hardpull?
Also, how long does it take to complete the BT?

Nope no HP... They just put disclaimer in their to cover them saying subject to credit approval.

They are very quick on BT's.. It really depends who you BT from that is the bottleneck if at all.. Believe mine took 2 or 3 days max. I also had the same questions as you when I did my first one.