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@SouthJamaica wrote:
@coldfusion wrote:
@SouthJamaica wrote:
@Anonymous wrote:newest info is if you dont have premier or prestige or chairman (not sure what this one is), you can transfer to jetblue at 1:0.8.
Here's what it is at present:
I don't know how the DC points will factor into this. And I don't know if there's a way to eliminate the 2nd class status of certain points by pooling with them with 1st class points.
What do you mean by 2nd class and 1st class points?
When they're pooled together Citi still tracks the source(s) and also the different expiration dates if some of the points have expiration dates, but I've never seen any kind of differentiation in valuation when looking to redeem for travel.
In fact I just went through a booking exercise for a business class RT ticket BOS <-> TPE which was priced as cash + miles. Based on the pricing quoted my miles were all valued at 1.25 cents each, even though nearly 3/4 of them were earned via 10x bonus TYP targeted offers against my Sears Mastercard.
Or am I missing something?
I thought my screenshot said it all.
The points from the Preferred card and from the Rewards+ card are worth 8/10 of a TrueBlue point.
The points from the Premier and Prestige cards are worth 1 TrueBlue point.
To my mind that makes the points from the Preferred and Rewards+ cards second class citizens.
The key word is Cardmembers in the screen shot. If you have Chairman, Prestige, or Premier, then all points have the same value toward JetBlue no matter how they were earned. They're only "second class" TYPs if you do not hold one of those cards, or perhaps more correctly stated if you do not pool your TYPs into a single account.
A similar case might be the old Blue from American Express; when those points are pooled with say an Amex Platinum Card they are more valuable. (I didn't even realize that generic "Blue" MRs were worth less if you didn't have another card until it was pointed out to me a few years ago.)
The value of Membership Rewards points varies according to how you choose to use them. If you have more than one Card account linked to your Membership Rewards program account, the value of the points you receive will be determined using the Card that provides the highest point value. To learn more, go to www.membershiprewards.com/pointsinfo.
@SouthJamaica wrote:
@coldfusion wrote:
@SouthJamaica wrote:
@Anonymous wrote:newest info is if you dont have premier or prestige or chairman (not sure what this one is), you can transfer to jetblue at 1:0.8.
Here's what it is at present:
I don't know how the DC points will factor into this. And I don't know if there's a way to eliminate the 2nd class status of certain points by pooling with them with 1st class points.
What do you mean by 2nd class and 1st class points?
When they're pooled together Citi still tracks the source(s) and also the different expiration dates if some of the points have expiration dates, but I've never seen any kind of differentiation in valuation when looking to redeem for travel.
In fact I just went through a booking exercise for a business class RT ticket BOS <-> TPE which was priced as cash + miles. Based on the pricing quoted my miles were all valued at 1.25 cents each, even though nearly 3/4 of them were earned via 10x bonus TYP targeted offers against my Sears Mastercard.
Or am I missing something?
I thought my screenshot said it all.
The points from the Preferred card and from the Rewards+ card are worth 8/10 of a TrueBlue point.
The points from the Premier and Prestige cards are worth 1 TrueBlue point.
To my mind that makes the points from the Preferred and Rewards+ cards second class citizens.
All your screenshot shows is that there are 2 classes of cards when it comes to redemption rate. It isn't a function of different classes of TYP, it's a function of different classes of cards that have different retention rates.
I already demonstrated an example of a TYP earned on a 2nd class card being redeemable at the higher rate available to a 1st class card. If there were 2 different classes of TYP this would not be the case.
Chase does essentially the same thing with UR redemptions. A UR earned with a Freedom Unlimited is redeemable at a 1.25X value with a CSP, but 1.5X with a CSR.
@FieryDance wrote:
What would be a good Citi Trifecta? I am thinking Premier and Rewards+ and Double Cash.
Don't know why there has to be a Trifecta. After all, if there was a single card giving say 40% cashback on all purchases, we probably wouldn't be discussing what card to pair with it. OK, on myfico we would!
Only if such a card existed! ![]()
Obviously there is no rule but I think three cards that cover various categories and spending patterns seem like a manageable set for one program.
Premier - Travel, gas, dining, entertainment
Rewards+ - Small purchases
Double Cash - Everything else
And many could do without the Rewards+.
I don’t know what to do with this card anymore. I don’t like having to learn another points system so I might have to PC or closed it. 🤷🏻♀️
I get pretty much everything I need from my MRs setup so what’s the point of another point system?
I wish there was an option for just keeping it as a cash back card.
@shoegal wrote:I don’t know what to do with this card anymore. I don’t like having to learn another points system so I might have to PC or closed it. 🤷🏻♀️
I get pretty much everything I need from my MRs setup so what’s the point of another point system?
I wish there was an option for just keeping it as a cash back card.
Unless I'm seriously misunderstanding something, you don't have to convert your DC rewards to points. You can continue to cash them out as normal. This is just an added option not a requirement.
@kdm31091 wrote:
@shoegal wrote:I don’t know what to do with this card anymore. I don’t like having to learn another points system so I might have to PC or closed it. 🤷🏻♀️
I get pretty much everything I need from my MRs setup so what’s the point of another point system?
I wish there was an option for just keeping it as a cash back card.
Unless I'm seriously misunderstanding something, you don't have to convert your DC rewards to points. You can continue to cash them out as normal. This is just an added option not a requirement.
Right. It is an added option, and seems valuable for those with the right other TYP card(s) and redemption requirements. Similar to say Amex BC[X] cards, while most of us would redeem for statement credit, there is the option of redeeming for overpriced merchandise. You don't (and indeed shouldn't!) have to do that.
@Anonymous wrote:
@kdm31091 wrote:
@shoegal wrote:I don’t know what to do with this card anymore. I don’t like having to learn another points system so I might have to PC or closed it. 🤷🏻♀️
I get pretty much everything I need from my MRs setup so what’s the point of another point system?
I wish there was an option for just keeping it as a cash back card.
Unless I'm seriously misunderstanding something, you don't have to convert your DC rewards to points. You can continue to cash them out as normal. This is just an added option not a requirement.
Right. It is an added option, and seems valuable for those with the right other TYP card(s) and redemption requirements. Similar to say Amex BC[X] cards, while most of us would redeem for statement credit, there is the option of redeeming for overpriced merchandise. You don't (and indeed shouldn't!) have to do that.
That's good to know. Thank you both for explaining that to me.
From Citi, it says the DC converted TY will stay in its own account. The rep can't answer if those TY accounts can be combined. I believe they can.
I've converted my Citi Dividend card back to DC card. If we add another DC card in the family, I can convert the DC to Dividend again. I think DC card is more useful than the Dividend card just for the total $6,000/year 5% CB.
At 2x TY, the new DC card is great. There are some transfer partners in TY family that neither MR nor UR has connection. The one I like is the Turkish Airlines. At least it is good option to keep the TY system.
Thanks @K-in-Boston
I am always learning from you
If I were to ever absorb all you know about travel cards, my head would burst





























According to this article some folks have obtained oral confirmation from Citibank that the TYP's will be transferable to transfer partners in the same manner as the current TYP earning cards:
https://milestomemories.boardingarea.com/citi-double-cash-thankyou-transfers/
I.e., if you have Premium or Prestige, you can transfer to JetBlue 1:1; if not you can transfer 1:.08




























