@cheezit99 wrote:
Hearing a lot of buzz about the petal card! Any success or horror stories?
Welcome to the myFICO forums!
I got in line for a petal card nine months ago, and I am still waiting to hear from them. Now, not so much.
@Bees18 wrote:Is this one that uses physcometric data, do they make you take a quiz?
I read an artice not to long ago about some banks that may start to do this along with banking account info, it sounded creepy. But maybe this is something different.
No. They just want read only access to your bank account, so they can evaluate credit worthiness that way. I got in line months ago myself and finally received an invitation email to apply last month. As this point in my rebuild, I don't need them anymore.
@cheezit99 wrote:
Hearing a lot of buzz about the petal card! Any success or horror stories?
I have it and like it. A couple of hoops to jump through when applying, but overall, I like the card. Approved for $2.4K
Eq 675
Tu 700
EX 660
Starting Score:EQ = 690 TU = 702 EQ = 673
@longtimelurker wrote:
@TverTrekker wrote:
@cheezit99 wrote:
Hearing a lot of buzz about the petal card! Any success or horror stories?I have it and like it. A couple of hoops to jump through when applying, but overall, I like the card. Approved for $2.4K
Eq 675
Tu 700
EX 660
What features do you like?
@longtimelurker wrote:
@TverTrekker wrote:
@cheezit99 wrote:
Hearing a lot of buzz about the petal card! Any success or horror stories?I have it and like it. A couple of hoops to jump through when applying, but overall, I like the card. Approved for $2.4K
Eq 675
Tu 700
EX 660
What features do you like?
Ease of approval and that it reported quickly to all of the credit monitoring agencies...
@TverTrekker wrote:
@longtimelurker wrote:
@TverTrekker wrote:
@cheezit99 wrote:
Hearing a lot of buzz about the petal card! Any success or horror stories?I have it and like it. A couple of hoops to jump through when applying, but overall, I like the card. Approved for $2.4K
Eq 675
Tu 700
EX 660
What features do you like?
@longtimelurker wrote:
@TverTrekker wrote:
@cheezit99 wrote:
Hearing a lot of buzz about the petal card! Any success or horror stories?I have it and like it. A couple of hoops to jump through when applying, but overall, I like the card. Approved for $2.4K
Eq 675
Tu 700
EX 660
What features do you like?
Ease of approval and that it reported quickly to all of the credit monitoring agencies...
Apologies, had my credit limit wrong... Its $4500. Also, like they monitor the complete credit profile of current accounts including banking accounts...
@TverTrekker wrote:
@TverTrekker wrote:
@longtimelurker wrote:
@TverTrekker wrote:
@cheezit99 wrote:
Hearing a lot of buzz about the petal card! Any success or horror stories?I have it and like it. A couple of hoops to jump through when applying, but overall, I like the card. Approved for $2.4K
Eq 675
Tu 700
EX 660
What features do you like?
@longtimelurker wrote:
@TverTrekker wrote:
@cheezit99 wrote:
Hearing a lot of buzz about the petal card! Any success or horror stories?I have it and like it. A couple of hoops to jump through when applying, but overall, I like the card. Approved for $2.4K
Eq 675
Tu 700
EX 660
What features do you like?
Ease of approval and that it reported quickly to all of the credit monitoring agencies...
Apologies, had my credit limit wrong... Its $4500. Also, like they monitor the complete credit profile of current accounts including banking accounts...
Only niggle is they don't allow for credit limit adjustments currently, so the limit you're approved for is the limit until they do offer adjustments... But hey, its a new card...