cancel
Showing results for 
Search instead for 
Did you mean: 

Petal card! Any success?

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Established Member

Petal card! Any success?

Hearing a lot of buzz about the petal card! Any success or horror stories?
Message 1 of 37
36 REPLIES 36
Valued Contributor

Re: Petal card! Any success?


@cheezit99 wrote:
Hearing a lot of buzz about the petal card! Any success or horror stories?

Welcome to the myFICO forums!

 

I got in line for a petal card nine months ago, and I am still waiting to hear from them. Now, not so much.



















Your FICO credit scores are not just numbers, it’s a skill.

Message 2 of 37
Community Leader
Super Contributor

Re: Petal card! Any success?

There are few but i feel there are better options out there than giving a company access to all your financial accounts for at most a couple thousand in credit line. Mho of course
#ChaseCreditCardHobby Enthusiast
2022
!
Message 3 of 37
Frequent Contributor

Re: Petal card! Any success?

Is this one that uses physcometric data, do they make you take a quiz? 

 

I read an artice not to long ago about some banks that may start to do this along with banking account info, it sounded creepy. But maybe this is something different.

Message 4 of 37
Super Contributor

Re: Petal card! Any success?


@Bees18 wrote:

Is this one that uses physcometric data, do they make you take a quiz? 

 

I read an artice not to long ago about some banks that may start to do this along with banking account info, it sounded creepy. But maybe this is something different.


No. They just want read only access to your bank account, so they can evaluate credit worthiness that way. I got in line months ago myself and finally received an invitation email to apply last month. As this point in my rebuild, I don't need them anymore. 






Message 5 of 37
Regular Contributor

Re: Petal card! Any success?


@cheezit99 wrote:
Hearing a lot of buzz about the petal card! Any success or horror stories?

I have it and like it. A couple of hoops to jump through when applying, but overall, I like the card. Approved for $2.4K

 

Eq 675

Tu 700

EX 660

Starting Score:EQ = 690 TU = 702 EQ = 673
Current Score: EQ = 690 TU = 702 EQ = 673
Goal Score:EQ = 725 TU = 750 EQ = 715


Take the myFICO Fitness Challenge
Message 6 of 37
Mega Contributor

Re: Petal card! Any success?


@TverTrekker wrote:

@cheezit99 wrote:
Hearing a lot of buzz about the petal card! Any success or horror stories?

I have it and like it. A couple of hoops to jump through when applying, but overall, I like the card. Approved for $2.4K

 

Eq 675

Tu 700

EX 660


What features do you like?

Message 7 of 37
Regular Contributor

Re: Petal card! Any success?


@longtimelurker wrote:

@TverTrekker wrote:

@cheezit99 wrote:
Hearing a lot of buzz about the petal card! Any success or horror stories?

I have it and like it. A couple of hoops to jump through when applying, but overall, I like the card. Approved for $2.4K

 

Eq 675

Tu 700

EX 660


What features do you like?



@longtimelurker wrote:

@TverTrekker wrote:

@cheezit99 wrote:
Hearing a lot of buzz about the petal card! Any success or horror stories?

I have it and like it. A couple of hoops to jump through when applying, but overall, I like the card. Approved for $2.4K

 

Eq 675

Tu 700

EX 660


What features do you like?


Ease of approval and that it reported quickly to all of the credit monitoring agencies...

Starting Score:EQ = 690 TU = 702 EQ = 673
Current Score: EQ = 690 TU = 702 EQ = 673
Goal Score:EQ = 725 TU = 750 EQ = 715


Take the myFICO Fitness Challenge
Message 8 of 37
Regular Contributor

Re: Petal card! Any success?


@TverTrekker wrote:

@longtimelurker wrote:

@TverTrekker wrote:

@cheezit99 wrote:
Hearing a lot of buzz about the petal card! Any success or horror stories?

I have it and like it. A couple of hoops to jump through when applying, but overall, I like the card. Approved for $2.4K

 

Eq 675

Tu 700

EX 660


What features do you like?



@longtimelurker wrote:

@TverTrekker wrote:

@cheezit99 wrote:
Hearing a lot of buzz about the petal card! Any success or horror stories?

I have it and like it. A couple of hoops to jump through when applying, but overall, I like the card. Approved for $2.4K

 

Eq 675

Tu 700

EX 660


What features do you like?


Ease of approval and that it reported quickly to all of the credit monitoring agencies...

 

Apologies, had my credit limit wrong... Its $4500. Also, like they monitor the complete credit profile of current accounts including banking accounts...


Starting Score:EQ = 690 TU = 702 EQ = 673
Current Score: EQ = 690 TU = 702 EQ = 673
Goal Score:EQ = 725 TU = 750 EQ = 715


Take the myFICO Fitness Challenge
Message 9 of 37
Highlighted
Regular Contributor

Re: Petal card! Any success?


@TverTrekker wrote:

@TverTrekker wrote:

@longtimelurker wrote:

@TverTrekker wrote:

@cheezit99 wrote:
Hearing a lot of buzz about the petal card! Any success or horror stories?

I have it and like it. A couple of hoops to jump through when applying, but overall, I like the card. Approved for $2.4K

 

Eq 675

Tu 700

EX 660


What features do you like?



@longtimelurker wrote:

@TverTrekker wrote:

@cheezit99 wrote:
Hearing a lot of buzz about the petal card! Any success or horror stories?

I have it and like it. A couple of hoops to jump through when applying, but overall, I like the card. Approved for $2.4K

 

Eq 675

Tu 700

EX 660


What features do you like?


Ease of approval and that it reported quickly to all of the credit monitoring agencies...

 

Apologies, had my credit limit wrong... Its $4500. Also, like they monitor the complete credit profile of current accounts including banking accounts...



Only niggle is they don't allow for credit limit adjustments currently, so the limit you're approved for is the limit until they do offer adjustments... But hey, its a new card...

Starting Score:EQ = 690 TU = 702 EQ = 673
Current Score: EQ = 690 TU = 702 EQ = 673
Goal Score:EQ = 725 TU = 750 EQ = 715


Take the myFICO Fitness Challenge
Message 10 of 37
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.