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Petal card! Any success?

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Anonymous
Not applicable

Petal card! Any success?

Hearing a lot of buzz about the petal card! Any success or horror stories?
Message 1 of 38
37 REPLIES 37
Medic981
Valued Contributor

Re: Petal card! Any success?


@Anonymous wrote:
Hearing a lot of buzz about the petal card! Any success or horror stories?

Welcome to the myFICO forums!

 

I got in line for a petal card nine months ago, and I am still waiting to hear from them. Now, not so much.







Your FICO credit scores are not just numbers, it’s a skill.
Message 2 of 38
AverageJoesCredit
Legendary Contributor

Re: Petal card! Any success?

There are few but i feel there are better options out there than giving a company access to all your financial accounts for at most a couple thousand in credit line. Mho of course
Message 3 of 38
Bees18
Frequent Contributor

Re: Petal card! Any success?

Is this one that uses physcometric data, do they make you take a quiz? 

 

I read an artice not to long ago about some banks that may start to do this along with banking account info, it sounded creepy. But maybe this is something different.

Message 4 of 38
Adkins
Legendary Contributor

Re: Petal card! Any success?


@Bees18 wrote:

Is this one that uses physcometric data, do they make you take a quiz? 

 

I read an artice not to long ago about some banks that may start to do this along with banking account info, it sounded creepy. But maybe this is something different.


No. They just want read only access to your bank account, so they can evaluate credit worthiness that way. I got in line months ago myself and finally received an invitation email to apply last month. As this point in my rebuild, I don't need them anymore. 


Last HP 08-07-2023



Message 5 of 38
Anonymous
Not applicable

Re: Petal card! Any success?


@Anonymous wrote:
Hearing a lot of buzz about the petal card! Any success or horror stories?

I have it and like it. A couple of hoops to jump through when applying, but overall, I like the card. Approved for $2.4K

 

Eq 675

Tu 700

EX 660

Message 6 of 38
longtimelurker
Epic Contributor

Re: Petal card! Any success?


@Anonymous wrote:

@Anonymous wrote:
Hearing a lot of buzz about the petal card! Any success or horror stories?

I have it and like it. A couple of hoops to jump through when applying, but overall, I like the card. Approved for $2.4K

 

Eq 675

Tu 700

EX 660


What features do you like?

Message 7 of 38
Anonymous
Not applicable

Re: Petal card! Any success?


@longtimelurker wrote:

@Anonymous wrote:

@Anonymous wrote:
Hearing a lot of buzz about the petal card! Any success or horror stories?

I have it and like it. A couple of hoops to jump through when applying, but overall, I like the card. Approved for $2.4K

 

Eq 675

Tu 700

EX 660


What features do you like?



@longtimelurker wrote:

@Anonymous wrote:

@Anonymous wrote:
Hearing a lot of buzz about the petal card! Any success or horror stories?

I have it and like it. A couple of hoops to jump through when applying, but overall, I like the card. Approved for $2.4K

 

Eq 675

Tu 700

EX 660


What features do you like?


Ease of approval and that it reported quickly to all of the credit monitoring agencies...

Message 8 of 38
Anonymous
Not applicable

Re: Petal card! Any success?


@Anonymous wrote:

@longtimelurker wrote:

@Anonymous wrote:

@Anonymous wrote:
Hearing a lot of buzz about the petal card! Any success or horror stories?

I have it and like it. A couple of hoops to jump through when applying, but overall, I like the card. Approved for $2.4K

 

Eq 675

Tu 700

EX 660


What features do you like?



@longtimelurker wrote:

@Anonymous wrote:

@Anonymous wrote:
Hearing a lot of buzz about the petal card! Any success or horror stories?

I have it and like it. A couple of hoops to jump through when applying, but overall, I like the card. Approved for $2.4K

 

Eq 675

Tu 700

EX 660


What features do you like?


Ease of approval and that it reported quickly to all of the credit monitoring agencies...

 

Apologies, had my credit limit wrong... Its $4500. Also, like they monitor the complete credit profile of current accounts including banking accounts...


Message 9 of 38
Anonymous
Not applicable

Re: Petal card! Any success?


@Anonymous wrote:

@Anonymous wrote:

@longtimelurker wrote:

@Anonymous wrote:

@Anonymous wrote:
Hearing a lot of buzz about the petal card! Any success or horror stories?

I have it and like it. A couple of hoops to jump through when applying, but overall, I like the card. Approved for $2.4K

 

Eq 675

Tu 700

EX 660


What features do you like?



@longtimelurker wrote:

@Anonymous wrote:

@Anonymous wrote:
Hearing a lot of buzz about the petal card! Any success or horror stories?

I have it and like it. A couple of hoops to jump through when applying, but overall, I like the card. Approved for $2.4K

 

Eq 675

Tu 700

EX 660


What features do you like?


Ease of approval and that it reported quickly to all of the credit monitoring agencies...

 

Apologies, had my credit limit wrong... Its $4500. Also, like they monitor the complete credit profile of current accounts including banking accounts...



Only niggle is they don't allow for credit limit adjustments currently, so the limit you're approved for is the limit until they do offer adjustments... But hey, its a new card...

Message 10 of 38
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